Rates verified from official source

Vima Kamgar Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Vima Kamgar Bank's best Fixed Deposit rate is 7.60% (37 MONTHS TO 60 MONTHS), 2.40 points below the best on the market (10.00%).

  • Seniors: up to 7.70% (37 MONTHS TO 60 MONTHS), 0.10 points above the general rate for that tenure.

What will my FD earn at Vima Kamgar Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
15 DAYS
TO 90 DAYS
4.50% 4.50% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 DAYS TO
180 DAYS
5.00% 5.00% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 DAYS
TO 364 DAYS
6.00% 6.00% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
12 MONTHS
TO 24 MONTHS
7.00% 7.10% 7.10% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
12 to 36 months
Kalpataru deposit
6.50% 6.75% 6.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
25 MONTHS
TO 36 MONTHS
7.50% 7.60% 7.60% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
37 MONTHS
TO 60 MONTHS
7.60% 7.70% 7.70% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
ABOVE 61 MONTHS
6.50% 7.00% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Vima Kamgar Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
Before you book

Vima Kamgar Bank Fixed Deposit: frequently asked questions

What is the highest Vima Kamgar Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Vima Kamgar Co-operative Bank Ltd. offers up to 7.60% p.a. on its fixed deposit (FD) (37 MONTHS TO 60 MONTHS) for general customers and 7.70% p.a. (37 MONTHS TO 60 MONTHS) for senior citizens. Rates below are as published by the bank. Confirm with Vima Kamgar Bank before investing.

See today's top interest rates →

What is the Vima Kamgar Bank 5-year FD interest rate?

As of 14 Nov 2026, Vima Kamgar Co-operative Bank Ltd. offers 7.60% p.a. on a 5-year FD for general customers and 7.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Vima Kamgar Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vima Kamgar Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Vima Kamgar Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Vima Kamgar Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Vima Kamgar Bank offer?

Vima Kamgar Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 DAYS TO 90 DAYS” to “ABOVE 61 MONTHS”.

Does Vima Kamgar Bank have special fixed deposit (FD) schemes?

Vima Kamgar Co-operative Bank Ltd.'s rate table lists these named schemes (1): Kalpataru deposit. Check eligibility and end dates with the bank.

How does Vima Kamgar Bank's 1-year FD rate rank?

Vima Kamgar Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Vima Kamgar Bank insured?

Deposits with Vima Kamgar Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Vima Kamgar Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Vima Kamgar Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Vima Kamgar Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Vima Kamgar Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vima Kamgar Bank, depending on the tenure.
  • Vima Kamgar Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Vima Kamgar Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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