Vaishya Sahakari Bank Ltd., Mumbai Fixed Deposit interest rates · November 2026
What will my FD earn at Vaishya Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days |
4.75% | 4.85% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
91 days to 180 days |
5.50% | 5.60% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
181 days to 364 days |
6.50% | 6.60% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
12 months to 60 Months 3 slabs at this rate |
7.00% | 7.10% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
12 months Monthly / quarterly interest payout (MIP / QIP) |
7.25% | 7.50% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
above 12 months to 24 months Monthly / quarterly interest payout (MIP / QIP) |
7.30% | 7.40% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
Above 60 Months to 120 Months |
6.75% | 6.85% | Any amount | 10 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
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Vaishya Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Vaishya Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Vaishya Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vaishya Sahakari Bank Ltd., Mumbai offers up to 7.30% p.a. on its fixed deposit (FD) (above 12 months to 24 months) for general customers and 7.50% p.a. (12 months) for senior citizens. Rates below are as published by the bank. Confirm with Vaishya Sahakari Bank before investing.
What is the Vaishya Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Vaishya Sahakari Bank Ltd., Mumbai offers 7.00% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vaishya Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Vaishya Sahakari Bank Ltd., Mumbai offers 7.00% p.a. on a 5-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vaishya Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vaishya Sahakari Bank Ltd., Mumbai, depending on the tenure.
When did Vaishya Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vaishya Sahakari Bank Ltd., Mumbai's fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.
What fixed deposit (FD) tenures does Vaishya Sahakari Bank offer?
Vaishya Sahakari Bank Ltd., Mumbai's published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 90 days” to “Above 60 Months to 120 Months”.
Does Vaishya Sahakari Bank have special fixed deposit (FD) schemes?
Vaishya Sahakari Bank Ltd., Mumbai's rate table lists these named schemes (1): Monthly / quarterly interest payout (MIP / QIP). Check eligibility and end dates with the bank.
Does Vaishya Sahakari Bank pay more than the Post Office Time Deposit?
Vaishya Sahakari Bank Ltd., Mumbai pays more than the Post Office Time Deposit at 0 of 2 standard tenures compared (general rates). Rates: 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vaishya Sahakari Bank's 1-year FD rate rank?
Vaishya Sahakari Bank Ltd., Mumbai's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vaishya Sahakari Bank insured?
Deposits with Vaishya Sahakari Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vaishya Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Apr 2026. Rates can change without notice, so verify on the official Vaishya Sahakari Bank website before investing.
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Good to know
- Deposits with Vaishya Sahakari Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vaishya Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vaishya Sahakari Bank, depending on the tenure.
- Vaishya Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Vaishya Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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