Rates verified from official source

Urban Co-operative Bank Ltd., Bareilly Fixed Deposit interest rates · November 2026

Urban Co-op Bank Bareilly's best Fixed Deposit rate is 6.70% (5 years and above), 3.30 points below the best on the market (10.00%).

  • Seniors: up to 7.20% (5 years and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Urban Co-op Bank Bareilly?

Estimated value after 1 year · before tax ₹5,32,252 6.30% p.a. · ₹32,252 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
7 days to 14 days
3.00% 3.50% 3.60% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
15 days
to 29 days
3.25% 3.75% 3.85% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
30 days
to 45 days
3.50% 4.00% 4.10% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
46 days
to 90 days
4.50% 5.00% 5.10% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
91 days to
180 days
5.00% 5.50% 5.60% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
181 days
to 270 days
5.80% 6.30% 6.40% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
271 days to
less than 1 year
6.00% 6.50% 6.60% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
365 days
to 365 days
6.30% 6.80% 6.90% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
Above 01 Year
to 2 years
6.35% 6.85% 6.95% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
15 months
Urban Plus (15 months)
6.35% 6.85% 6.95% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
Above 2 years
to 3 years
6.45% 6.95% 7.05% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
Above 3 years
to 5 years
6.50% 7.00% 7.10% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
5 years and above
Pension Plan (simple interest)
6.70% 7.20% 7.30% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026
Above 5 years
to 10 years
6.65% 7.15% 7.25% Any amount
15 Jan 2026
✓ verified 14 Nov 2026
official
fetched 27 Oct 2026

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Urban Co-op Bank Bareilly FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.30%
Before you book

Urban Co-op Bank Bareilly Fixed Deposit: frequently asked questions

What is the highest Urban Co-op Bank Bareilly Fixed Deposit interest rate?

As of 14 Nov 2026, Urban Co-operative Bank Ltd., Bareilly offers up to 6.70% p.a. on its fixed deposit (FD) (5 years and above) for general customers and 7.20% p.a. (5 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Urban Co-op Bank Bareilly before investing.

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What is the Urban Co-op Bank Bareilly 1-year FD interest rate?

As of 14 Nov 2026, Urban Co-operative Bank Ltd., Bareilly offers 6.30% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the Urban Co-op Bank Bareilly 2-year FD interest rate?

As of 14 Nov 2026, Urban Co-operative Bank Ltd., Bareilly offers 6.35% p.a. on a 2-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the Urban Co-op Bank Bareilly 3-year FD interest rate?

As of 14 Nov 2026, Urban Co-operative Bank Ltd., Bareilly offers 6.45% p.a. on a 3-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Urban Co-op Bank Bareilly?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Urban Co-operative Bank Ltd., Bareilly, depending on the tenure.

See today's top senior citizen rates →

When did Urban Co-op Bank Bareilly last change its Fixed Deposit rates?

RateScan.in has recorded no change to Urban Co-operative Bank Ltd., Bareilly's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Urban Co-op Bank Bareilly offer?

Urban Co-operative Bank Ltd., Bareilly's published fixed deposit (FD) rate table has 12 tenure bands, from “7 days to 14 days” to “Above 5 years to 10 years”.

Does Urban Co-op Bank Bareilly have special fixed deposit (FD) schemes?

Urban Co-operative Bank Ltd., Bareilly's rate table lists these named schemes (2): Urban Plus (15 months); Pension Plan (simple interest). Check eligibility and end dates with the bank.

Does Urban Co-op Bank Bareilly pay more than the Post Office Time Deposit?

Urban Co-operative Bank Ltd., Bareilly pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.30% (PO 6.90%), 2y 6.35% (PO 7.00%), 3y 6.45% (PO 7.10%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Urban Co-op Bank Bareilly's 1-year FD rate rank?

Urban Co-operative Bank Ltd., Bareilly's 1-year general FD rate of 6.30% ranks #729 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Urban Co-op Bank Bareilly insured?

Deposits with Urban Co-operative Bank Ltd., Bareilly are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Urban Co-op Bank Bareilly rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jan 2026. Rates can change without notice, so verify on the official Urban Co-op Bank Bareilly website before investing.

Rate movements →

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Good to know

  • Deposits with Urban Co-operative Bank Ltd., Bareilly are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Urban Co-op Bank Bareilly is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Urban Co-op Bank Bareilly, depending on the tenure.
  • Urban Co-op Bank Bareilly's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Urban Co-op Bank Bareilly website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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