Union Bank of India Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, Union Bank of India offers up to 6.55% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.05% p.a. (555 days) for senior citizens. Rates below are as published by the bank. Confirm with Union before investing.

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As of 14 Nov 2026, Union Bank of India offers 6.20% p.a. on a 1-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 4 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Union Bank of India offers 6.15% p.a. on a 2-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 4 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Union Bank of India offers 6.10% p.a. on a 3-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 4 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Union Bank of India offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 4 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Union Bank of India, depending on the tenure.

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Union Bank of India last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 13 Nov 2026: the general rate for 15 to 30 days · Above ₹100 crore to ₹500 crore went from 4.00% to 6.29%. RateScan.in has tracked Union's rates since 18 Sept 2026.

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Union Bank of India's published fixed deposit (FD) rate table has 21 tenure bands, from “7 to 14 days” to “above 3 years to 10 years”.

Union Bank of India's rate table lists these named schemes (7): Non-Callable; 400-Day Special; 400-Day Non-Callable; 444-Day Special; 444-Day Non-Callable…. Check eligibility and end dates with the bank.

Union Bank of India pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.20% (PO 6.90%), 2y 6.15% (PO 7.00%), 3y 6.10% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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Union Bank of India's 1-year general FD rate of 6.20% ranks #798 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with Union Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 4 Aug 2026. Rates can change without notice, so verify on the official Union website before investing.

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