Umiya Urban Co-operative Bank Maryadit Fixed Deposit interest rates · November 2026
What will my FD earn at Umiya Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 days to 90 days |
4.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
4.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 365 days |
5.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 1 year to 2 years |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 2 years to 5 years |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Umiya Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.00%- The page prints no effective date
Before you book
Umiya Urban Bank Fixed Deposit: frequently asked questions
What is the highest Umiya Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Umiya Urban Co-operative Bank Maryadit offers up to 7.00% p.a. on its fixed deposit (FD) (Above 1 year to 2 years) for general customers and 7.50% p.a. (Above 1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Umiya Urban Bank before investing.
What is the Umiya Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Umiya Urban Co-operative Bank Maryadit offers 5.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Umiya Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Umiya Urban Co-operative Bank Maryadit offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Umiya Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Umiya Urban Co-operative Bank Maryadit offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Umiya Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Umiya Urban Co-operative Bank Maryadit offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Umiya Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Umiya Urban Co-operative Bank Maryadit, depending on the tenure.
When did Umiya Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Umiya Urban Co-operative Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Umiya Urban Bank offer?
Umiya Urban Co-operative Bank Maryadit's published fixed deposit (FD) rate table has 5 tenure bands, from “46 days to 90 days” to “Above 2 years to 5 years”.
Does Umiya Urban Bank pay more than the Post Office Time Deposit?
Umiya Urban Co-operative Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Umiya Urban Bank's 1-year FD rate rank?
Umiya Urban Co-operative Bank Maryadit's 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Umiya Urban Bank insured?
Deposits with Umiya Urban Co-operative Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Umiya Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Umiya Urban Bank website before investing.
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Good to know
- Deposits with Umiya Urban Co-operative Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Umiya Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Umiya Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Umiya Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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