Rates verified from official source

Tamil Nadu State Apex Co-operative Bank Fixed Deposit interest rates · November 2026

TNSC Bank's best Fixed Deposit rate is 7.35% (12 months to under 24 months), 2.15 points below the best on the market (9.50%).

  • Seniors: up to 7.60% (12 months to under 24 months), 0.25 points above the general rate for that tenure.

What will my FD earn at TNSC Bank?

Estimated value after 1 year · before tax ₹5,37,775 7.35% p.a. · ₹37,775 interest · quarterly compounding
Find FD rates better than 7.35% → Save or plan this →
Deposit amount

Showing 11 of 39 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 to 14 days
 3.60% 3.60% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 30 Sept 2026
15 to 29 days
 4.10% 4.10% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 30 Sept 2026
30 to 45 days
 4.60% 4.60% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 30 Sept 2026
46 to 90 days
 5.10% 5.60% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 30 Sept 2026
91 to 119 days
Below ₹2 crore
 5.60% 5.85% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
120 to 179 days
Below ₹2 crore
 6.10% 6.10% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
180 to 270 days
Below ₹2 crore
 6.60% 6.60% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
271 to 364 days
Below ₹2 crore
 6.85% 6.85% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
12 months to
under 24 months
Below ₹2 crore
 7.35% 7.60% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
24 months to
under 36 months
Below ₹2 crore
 7.10% 7.35% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026
36 months
and above
Below ₹2 crore
 6.85% 7.10% Below ₹2 crore
30 Sept 2026
✓ verified 14 Nov 2026
official
captured from the bank's rate card 18 Oct 2026

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TNSC Bank FD return examples

DepositHighest rate1 year7.35%2 years7.10%5 years6.85%10 years6.85%
₹50,000★₹53,778₹3,778 a year₹306/mo₹57,557₹3,646 a year₹296/mo₹70,219₹3,514 a year₹285/mo₹98,615₹3,514 a year₹285/mo
₹1 lakh★₹1,07,555₹7,555 a year₹613/mo₹1,15,114₹7,291 a year₹592/mo₹1,40,439₹7,028 a year₹571/mo₹1,97,230₹7,028 a year₹571/mo
₹2 lakh★₹2,15,110₹15,110 a year₹1,225/mo₹2,30,228₹14,583 a year₹1,183/mo₹2,80,877₹14,056 a year₹1,142/mo₹3,94,460₹14,056 a year₹1,142/mo
₹5 lakh★₹5,37,775₹37,775 a year₹3,063/mo₹5,75,571₹36,456 a year₹2,958/mo₹7,02,193₹35,140 a year₹2,854/mo₹9,86,150₹35,140 a year₹2,854/mo
₹10 lakh★₹10,75,551₹75,551 a year₹6,125/mo₹11,51,142₹72,913 a year₹5,917/mo₹14,04,386₹70,280 a year₹5,708/mo₹19,72,301₹70,280 a year₹5,708/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.35%
Compare 1 year rates → Estimate my return
Market rank & rate source

#179 of 1033

12 months to under 24 months · Below ₹2 crore

Official rate sheet ↗
See all published rates
Before you book

TNSC Bank Fixed Deposit: frequently asked questions

What is the highest TNSC Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Tamil Nadu State Apex Co-operative Bank offers up to 7.35% p.a. on its fixed deposit (FD) (12 months to under 24 months) for general customers and 7.60% p.a. (12 months to under 24 months) for senior citizens. Rates below are as published by the bank. Confirm with TNSC Bank before investing.

See today's top interest rates →

What is the TNSC Bank 1-year FD interest rate?

As of 14 Nov 2026, Tamil Nadu State Apex Co-operative Bank offers 7.35% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the TNSC Bank 2-year FD interest rate?

As of 14 Nov 2026, Tamil Nadu State Apex Co-operative Bank offers 7.10% p.a. on a 2-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the TNSC Bank 3-year FD interest rate?

As of 14 Nov 2026, Tamil Nadu State Apex Co-operative Bank offers 6.85% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the TNSC Bank 5-year FD interest rate?

As of 14 Nov 2026, Tamil Nadu State Apex Co-operative Bank offers 6.85% p.a. on a 5-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at TNSC Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Tamil Nadu State Apex Co-operative Bank, depending on the tenure.

See today's top senior citizen rates →

When did TNSC Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Tamil Nadu State Apex Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.

Rate movements →

What fixed deposit (FD) tenures does TNSC Bank offer?

Tamil Nadu State Apex Co-operative Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 to 14 days” to “36 months and above”.

Does TNSC Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Tamil Nadu State Apex Co-operative Bank's table lists separate bands: Below ₹2 crore; ₹2 crore to under ₹5 crore; ₹5 crore to under ₹20 crore; ₹20 crore to under ₹50 crore; ₹50 crore and above. Each row shows the band it applies to.

Does TNSC Bank pay more than the Post Office Time Deposit?

Tamil Nadu State Apex Co-operative Bank pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.35% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 6.85% (PO 7.10%), 5y 6.85% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does TNSC Bank's 1-year FD rate rank?

Tamil Nadu State Apex Co-operative Bank's 1-year general FD rate of 7.35% ranks #179 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with TNSC Bank insured?

Deposits with Tamil Nadu State Apex Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these TNSC Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official TNSC Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Tamil Nadu State Apex Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • TNSC Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at TNSC Bank, depending on the tenure.
official Effective 30 Sept 2026 · Ingested 30 Sept 2026 · Verified 14 Nov 2026 · View source

Informational only. Always confirm the current rate on the official TNSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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