Rates verified from official source

Thoothukudi District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Thoothukudi DCC Bank's best Fixed Deposit rate is 8.00% (1 year to 2 years), 1.50 points below the best on the market (9.50%).

  • Seniors: up to 8.25% (1 year to 2 years), 0.25 points above the general rate for that tenure.

What will my FD earn at Thoothukudi DCC Bank?

Estimated value after 1 year · before tax ₹5,41,216 8.00% p.a. · ₹41,216 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 90 days
4.00% 4.00% Any amount
1 Sept 2024
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 days to
180 days
5.25% 6.00% Any amount
1 Sept 2024
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 days
to 364 days
6.75% 7.00% Any amount
1 Sept 2024
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year to 2 years
8.00% 8.25% Any amount
1 Sept 2024
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Above 2 years
7.00% 7.25% Any amount
1 Sept 2024
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Thoothukudi DCC Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.00%
Before you book

Thoothukudi DCC Bank Fixed Deposit: frequently asked questions

What is the highest Thoothukudi DCC Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Thoothukudi District Central Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (1 year to 2 years) for general customers and 8.25% p.a. (1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Thoothukudi DCC Bank before investing.

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What is the Thoothukudi DCC Bank 1-year FD interest rate?

As of 14 Nov 2026, Thoothukudi District Central Co-operative Bank Ltd. offers 8.00% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Thoothukudi DCC Bank 2-year FD interest rate?

As of 14 Nov 2026, Thoothukudi District Central Co-operative Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Thoothukudi DCC Bank 3-year FD interest rate?

As of 14 Nov 2026, Thoothukudi District Central Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Thoothukudi DCC Bank 5-year FD interest rate?

As of 14 Nov 2026, Thoothukudi District Central Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Thoothukudi DCC Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Thoothukudi District Central Co-operative Bank Ltd., depending on the tenure.

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When did Thoothukudi DCC Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Thoothukudi District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

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What fixed deposit (FD) tenures does Thoothukudi DCC Bank offer?

Thoothukudi District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 90 days” to “Above 2 years”.

Does Thoothukudi DCC Bank pay more than the Post Office Time Deposit?

Thoothukudi District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Thoothukudi DCC Bank's 1-year FD rate rank?

Thoothukudi District Central Co-operative Bank Ltd.'s 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Thoothukudi DCC Bank insured?

Deposits with Thoothukudi District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Thoothukudi DCC Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2024. Rates can change without notice, so verify on the official Thoothukudi DCC Bank website before investing.

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Good to know

  • Deposits with Thoothukudi District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Thoothukudi DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Thoothukudi DCC Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Thoothukudi DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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