South Indian Bank Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, South Indian Bank offers up to 6.80% p.a. on its fixed deposit (FD) (30 months) for general customers and 7.30% p.a. (30 months) for senior citizens. Rates below are as published by the bank. Confirm with South Indian before investing.

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As of 14 Nov 2026, South Indian Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, South Indian Bank offers 5.85% p.a. on a 2-year FD for general customers and 6.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, South Indian Bank offers 6.20% p.a. on a 3-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, South Indian Bank offers 5.70% p.a. on a 5-year FD for general customers and 6.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at South Indian Bank, depending on the tenure.

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South Indian Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 13 Nov 2026: the general rate for 7-14 Days · ₹100 crore to below ₹200 crore went from 6.30% to 6.00%. RateScan.in has tracked South Indian's rates since 22 Sept 2026.

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South Indian Bank's published fixed deposit (FD) rate table has 31 tenure bands, from “7-14 Days” to “Above 5 Years to up to and including 10 Years”.

South Indian Bank's rate table lists these named schemes (3): Non-Callable Deposit; Tax Gain; Green deposit. Check eligibility and end dates with the bank.

South Indian Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 5.85% (PO 7.00%), 3y 6.20% (PO 7.10%), 5y 5.70% (PO 7.50%). PO is the Post Office Time Deposit rate.

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South Indian Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with South Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 9 Nov 2026. Rates can change without notice, so verify on the official South Indian website before investing.

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