Rates verified from official source

South Indian Bank NRE Fixed Deposit interest rates · October 2026

South Indian's best NRE Fixed Deposit rate is 6.80% (30 months), 0.65 points below the best on the market (7.45%).

Deposit type
TenureGeneralSeniorApplies toEffective OnSource
1 year
Callable
6.25% 6.25% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 1 year to 371 days
Callable
5.85% 5.85% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
366 Days to 389 Days
Callable
6.30% 6.30% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
366 Days to 389 Days
Non-callable
6.30% 6.30% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
372 days
Callable
6.40% 6.40% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
373 days to less than 18 months
Callable
6.05% 6.05% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
390 Days
Callable
6.30% 6.30% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
390 Days
Non-callable
6.30% 6.30% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 390 Days to up to and including 2 Years
Callable
6.05% 6.05% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 390 Days to up to and including 2 Years
Non-callable
6.05% 6.05% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
18 months
Callable
6.60% 6.60% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 18 months to less than 30 months
Callable
5.85% 5.85% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 2 Years to up to and less than 3 Years
Callable
6.00% 6.00% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 2 Years to up to and less than 3 Years
Non-callable
6.10% 6.10% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
30 months
Callable
6.80% 6.80% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 30 months to less than 3 years
Callable
5.85% 5.85% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
3 Years
Callable
6.00% 6.00% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
3 Years
Non-callable
6.10% 6.10% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
3 years to less than 5 years
Callable
6.20% 6.20% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 3 Years to less than 5 Years
Callable
5.60% 5.60% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 3 Years to less than 5 Years
Non-callable
5.70% 5.70% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
5 Years
Callable
5.80% 5.80% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
5 Years
Non-callable
5.90% 5.90% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
5 years to less than 66 months
Callable
5.70% 5.70% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 5 Years to up to and including 10 Years
Callable
5.80% 5.80% ₹3 crore & above (bulk)
17 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
66 months (Green deposit)
Callable
6.00% 6.00% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
Above 66 months to upto and including 10 years
Callable
5.70% 5.70% Any amount
19 Oct 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
  • Premature closure penalty of 1% applies (bank rule)
  • Non-callable: premature withdrawal is not allowed till maturity (bank rule)

South Indian NRE FD rate changes

Changes to South Indian's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to South Indian's NRE fixed deposit rates has been recorded since tracking started on 18 Oct 2026.

South Indian NRE FD: frequently asked questions

What is the highest South Indian NRE FD interest rate?

As of 19 Oct 2026, South Indian Bank offers up to 6.80% p.a. on its NRE fixed deposit (30 months) for general customers. Rates below are as published by the bank — confirm with South Indian before investing.

See today's top interest rates →

Do senior citizens get higher NRE FD rates at South Indian?

South Indian Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on South Indian NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

When did South Indian last change its NRE FD rates?

RateScan.in has recorded no change to South Indian Bank's NRE fixed deposit rates since it started tracking them on 18 Oct 2026.

Rate movements →

What NRE fixed deposit tenures does South Indian offer?

South Indian Bank's published NRE fixed deposit rate table has 20 tenure bands, from “1 year” to “Above 5 Years to up to and including 10 Years”.

Does South Indian pay different NRE fixed deposit rates by deposit size?

Yes. South Indian Bank's table lists separate bands: Any amount; ₹3 crore & above (bulk). Each row shows the band it applies to.

Does South Indian have special NRE fixed deposit schemes?

South Indian Bank's rate table lists these named schemes (1): Non-Callable Deposit. Check eligibility and end dates with the bank.

Is my NRE fixed deposit with South Indian insured?

Deposits with South Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these South Indian rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 19 Oct 2026. Rates can change without notice, so verify on the official South Indian website before investing.

Rate movements →

Good to know

  • Deposits with South Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • South Indian is a private sector bank regulated by the RBI.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at South Indian, depending on the tenure.
  • South Indian's FD table includes 3 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official South Indian website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.