The Shri Laxmi Sahakari Bank Ltd., Mhaisal Fixed Deposit interest rates · November 2026
What will my FD earn at Shri Laxmi Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 days |
4.00% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 days to 90 days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 180 days |
4.75% | 5.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 days to 365 days |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
13 months to 24 months |
8.00% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
25 months to 36 months |
7.50% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
37 months to 60 months |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Shri Laxmi Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Shri Laxmi Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Shri Laxmi Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Shri Laxmi Sahakari Bank Ltd., Mhaisal offers up to 8.00% p.a. on its fixed deposit (FD) (13 months to 24 months) for general customers and 8.50% p.a. (13 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Shri Laxmi Sahakari Bank before investing.
What is the Shri Laxmi Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, The Shri Laxmi Sahakari Bank Ltd., Mhaisal offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmi Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, The Shri Laxmi Sahakari Bank Ltd., Mhaisal offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmi Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, The Shri Laxmi Sahakari Bank Ltd., Mhaisal offers 7.50% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmi Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, The Shri Laxmi Sahakari Bank Ltd., Mhaisal offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shri Laxmi Sahakari Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Shri Laxmi Sahakari Bank Ltd., Mhaisal, depending on the tenure.
When did Shri Laxmi Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Shri Laxmi Sahakari Bank Ltd., Mhaisal's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Shri Laxmi Sahakari Bank offer?
The Shri Laxmi Sahakari Bank Ltd., Mhaisal's published fixed deposit (FD) rate table has 7 tenure bands, from “30 days to 45 days” to “37 months to 60 months”.
Does Shri Laxmi Sahakari Bank pay more than the Post Office Time Deposit?
The Shri Laxmi Sahakari Bank Ltd., Mhaisal pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shri Laxmi Sahakari Bank's 1-year FD rate rank?
The Shri Laxmi Sahakari Bank Ltd., Mhaisal's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shri Laxmi Sahakari Bank insured?
Deposits with The Shri Laxmi Sahakari Bank Ltd., Mhaisal are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shri Laxmi Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Shri Laxmi Sahakari Bank website before investing.
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Good to know
- Deposits with The Shri Laxmi Sahakari Bank Ltd., Mhaisal are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shri Laxmi Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Shri Laxmi Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Shri Laxmi Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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