State Bank of India Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, State Bank of India offers up to 6.45% p.a. on its fixed deposit (FD) (444 days (Amrit Vrishti)) for general customers and 7.05% p.a. (5 years and up to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with SBI before investing.

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As of 14 Nov 2026, State Bank of India offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, State Bank of India offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, State Bank of India offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, State Bank of India offers 6.05% p.a. on a 5-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at State Bank of India, depending on the tenure.

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State Bank of India last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 27 Oct 2026: the general rate for 31–45 days went from 5.75% to 6.00%. RateScan.in has tracked SBI's rates since 18 Sept 2026.

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State Bank of India's published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “5 years and up to 10 years”.

Yes. State Bank of India's table lists separate bands: ₹3 crore to ₹25 crore; Below ₹3 crore; ₹1,00,01,000 to below ₹3 crore. Each row shows the band it applies to.

State Bank of India's rate table lists these named schemes (3): Non-Callable; Amrit Vrishti 444 days; SBI Green Rupee Term Deposit. Check eligibility and end dates with the bank.

State Bank of India pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.30% (PO 7.10%), 5y 6.05% (PO 7.50%). PO is the Post Office Time Deposit rate.

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State Bank of India's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with State Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Dec 2025. Rates can change without notice, so verify on the official SBI website before investing.

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