As of 5 Oct 2026, State Bank of India offers up to 6.45% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers. Rates below are as published by the bank — confirm with SBI before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Year to less than 2 years |
6.25% | 6.25% | Any amount | 15 Jul 2025 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
2 years to less than 3 years |
6.45% | 6.40% | Any amount | 15 Jul 2025 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
3 years to less than 5 years |
6.30% | 6.30% | Any amount | 15 Jul 2025 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
5 years and up to 10 years |
6.05% | 6.05% | Any amount | 15 Jul 2025 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
As of 5 Oct 2026, State Bank of India offers up to 6.45% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers. Rates below are as published by the bank — confirm with SBI before investing.
State Bank of India does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Deposits with State Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 15 Jul 2025. Rates can change without notice, so verify on the official SBI website before investing.
Deposits with State Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official SBI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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