Rates verified from official source

The Sankheda Nagarik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Sankheda Nagarik Bank's best Fixed Deposit rate is 7.25% (36 months and above), 2.75 points below the best on the market (10.00%).

  • Seniors: up to 7.50% (36 months and above), 0.25 points above the general rate for that tenure.

What will my FD earn at Sankheda Nagarik Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days To 14 Days
3.50% – Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
15 Days
To 29 Days
4.00% – Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
30 Days
To 90 Days
4.50% – Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 Days to
179 Days
5.50% – Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
180 Days
to 364 Days
6.25% – Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1 Year To
18 Months
6.50% 6.75% Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
18 Months
to 36 months
7.00% 7.25% Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
36 months
and above
7.25% 7.50% Any amount
15 Feb 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Sankheda Nagarik Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Sankheda Nagarik Bank Fixed Deposit: frequently asked questions

What is the highest Sankheda Nagarik Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Sankheda Nagarik Sahakari Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (36 months and above) for general customers and 7.50% p.a. (36 months and above) for senior citizens. Rates below are as published by the bank. Confirm with Sankheda Nagarik Bank before investing.

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What is the Sankheda Nagarik Bank 1-year FD interest rate?

As of 14 Nov 2026, The Sankheda Nagarik Sahakari Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sankheda Nagarik Bank 2-year FD interest rate?

As of 14 Nov 2026, The Sankheda Nagarik Sahakari Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sankheda Nagarik Bank 3-year FD interest rate?

As of 14 Nov 2026, The Sankheda Nagarik Sahakari Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sankheda Nagarik Bank 5-year FD interest rate?

As of 14 Nov 2026, The Sankheda Nagarik Sahakari Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Sankheda Nagarik Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Sankheda Nagarik Sahakari Bank Ltd., depending on the tenure.

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When did Sankheda Nagarik Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Sankheda Nagarik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Sankheda Nagarik Bank offer?

The Sankheda Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days To 14 Days” to “36 months and above”.

Does Sankheda Nagarik Bank pay more than the Post Office Time Deposit?

The Sankheda Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Sankheda Nagarik Bank's 1-year FD rate rank?

The Sankheda Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Sankheda Nagarik Bank insured?

Deposits with The Sankheda Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Sankheda Nagarik Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Feb 2023. Rates can change without notice, so verify on the official Sankheda Nagarik Bank website before investing.

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Good to know

  • Deposits with The Sankheda Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Sankheda Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sankheda Nagarik Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Sankheda Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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