The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt Fixed Deposit interest rates · November 2026
What will my FD earn at Postal & RMS Employees Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
91 days to 179 days |
6.00% | 6.50% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 days to less than 1 year |
6.75% | 7.25% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year up to 3 years |
7.75% | 8.25% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 3 years |
7.25% | 7.75% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Compare Postal & RMS Employees Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Postal & RMS Employees Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%Before you book
Postal & RMS Employees Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Postal & RMS Employees Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt offers up to 7.75% p.a. on its fixed deposit (FD) (1 year up to 3 years) for general customers and 8.25% p.a. (1 year up to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Postal & RMS Employees Co-op Bank before investing.
What is the Postal & RMS Employees Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Postal & RMS Employees Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Postal & RMS Employees Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Postal & RMS Employees Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Postal & RMS Employees Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt, depending on the tenure.
When did Postal & RMS Employees Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Postal & RMS Employees Co-op Bank offer?
The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt's published fixed deposit (FD) rate table has 4 tenure bands, from “91 days to 179 days” to “above 3 years”.
Does Postal & RMS Employees Co-op Bank pay more than the Post Office Time Deposit?
The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Postal & RMS Employees Co-op Bank's 1-year FD rate rank?
The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt's 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Postal & RMS Employees Co-op Bank insured?
Deposits with The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Postal & RMS Employees Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official Postal & RMS Employees Co-op Bank website before investing.
More Postal & RMS Employees Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Postal & RMS Employees Co-op Bank with similar banks
Next banks down at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Haryana →
Good to know
- Deposits with The Postal & R.M.S. Employees' Co-operative Bank Ltd., Ambala Cantt are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Postal & RMS Employees Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Postal & RMS Employees Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Postal & RMS Employees Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Postal & RMS Employees Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.