Pala Urban Co-operative Bank Ltd. interest rates · November 2026
Pala Urban Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Pala Urban Co-op Bank?
Overview
Pala Urban Co-operative Bank Ltd. (Pala Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Pala, Kottayam. Its headline 1-year FD rate of 6.25% is 0.40% below the urban co-operative bank average of 6.65%, ranking #739 of 1033 banks on RateScan.in.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Pala Urban Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1 branch
Most branches: Kottayam 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Pala Urban Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Pala Urban Co-op Bank Fixed Deposit rate changes
Changes to Pala Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Pala Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 27 Oct 2026.
Good to know
- Deposits with Pala Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Pala Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Pala Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Pala Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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