The Nashik Road Deolali Vyapari Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at NDVS Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 45 days |
4.00% | 4.00% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
46 to 90 days |
4.50% | 4.50% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
91 to 180 days |
5.50% | 5.50% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
181 to 365 days |
6.00% | 6.00% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
above 12 months to 24 months |
7.00% | 7.50% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
above 24 months to 36 months |
7.25% | 7.75% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
above 36 months |
7.00% | 7.50% | Amount limits not stated | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
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NDVS Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
NDVS Bank Fixed Deposit: frequently asked questions
What is the highest NDVS Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Nashik Road Deolali Vyapari Sahakari Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (above 24 months to 36 months) for general customers and 7.75% p.a. (above 24 months to 36 months) for senior citizens. Rates below are as published by the bank. Confirm with NDVS Bank before investing.
What is the NDVS Bank 1-year FD interest rate?
As of 14 Nov 2026, The Nashik Road Deolali Vyapari Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the NDVS Bank 2-year FD interest rate?
As of 14 Nov 2026, The Nashik Road Deolali Vyapari Sahakari Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the NDVS Bank 3-year FD interest rate?
As of 14 Nov 2026, The Nashik Road Deolali Vyapari Sahakari Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the NDVS Bank 5-year FD interest rate?
As of 14 Nov 2026, The Nashik Road Deolali Vyapari Sahakari Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at NDVS Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Nashik Road Deolali Vyapari Sahakari Bank Ltd., depending on the tenure.
When did NDVS Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Nashik Road Deolali Vyapari Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 9 Nov 2026.
What fixed deposit (FD) tenures does NDVS Bank offer?
The Nashik Road Deolali Vyapari Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 to 45 days” to “above 36 months”.
Does NDVS Bank pay more than the Post Office Time Deposit?
The Nashik Road Deolali Vyapari Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does NDVS Bank's 1-year FD rate rank?
The Nashik Road Deolali Vyapari Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with NDVS Bank insured?
Deposits with The Nashik Road Deolali Vyapari Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these NDVS Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official NDVS Bank website before investing.
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Good to know
- Deposits with The Nashik Road Deolali Vyapari Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- NDVS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at NDVS Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official NDVS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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