Mumbai District Central Co-operative Bank (Mumbai DCC) is a district central co-operative bank (DCCB), headquartered in Mumbai. Its headline 1-year FD rate of 7.05% is +0.18% above the district co-operative bank average of 6.87%, ranking #40 of 113 district co-operative banks.
Rates as of 4 Sept 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Mumbai DCC (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 45 days |
4.25% | 4.25% | — | Any amount |
46 to 180 days |
5.10% | 5.10% | — | Any amount |
181 to 364 days |
6.25% | 6.25% | — | Any amount |
365 to 454 days |
7.05% | 7.10% | — | Any amount |
455 to 547 days |
7.10% | 7.15% | — | Any amount |
548 to 729 days |
7.15% | 7.20% | — | Any amount |
730 to 1094 days |
7.20% | 7.25% | — | Any amount |
3 to 5 years |
6.50% | 6.55% | — | Any amount |
Above 5 years |
6.25% | 6.30% | — | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Savings account |
3.00% | 3.00% | — | Any amount |
Deposits with Mumbai District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Mumbai DCC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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