Rates verified from official source

The Makarpura Industrial Estate Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Makarpura Co-op Bank's best Fixed Deposit rate is 7.00% (3 years and above), 3.00 points below the best on the market (10.00%).

  • Seniors: up to 7.50% (3 years and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Makarpura Co-op Bank?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 29 days
3.50% 4.25% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
30 days
to 90 days
4.50% 5.00% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
364 days
5.50% 6.00% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
12 months to
below 2 years
6.25% 6.75% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
2 years to
below 36 months
6.75% 7.25% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
3 years and above
7.00% 7.50% Any amount
1 Nov 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Makarpura Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.25%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); board note of 30.10.2025, revised rates w.e.f. 01.11.2025; staff rates are not ingested
Before you book

Makarpura Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Makarpura Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Makarpura Industrial Estate Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (3 years and above) for general customers and 7.50% p.a. (3 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Makarpura Co-op Bank before investing.

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What is the Makarpura Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Makarpura Industrial Estate Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Makarpura Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Makarpura Industrial Estate Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Makarpura Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Makarpura Industrial Estate Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Makarpura Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Makarpura Industrial Estate Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Makarpura Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at The Makarpura Industrial Estate Co-operative Bank Ltd., depending on the tenure.

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When did Makarpura Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Makarpura Industrial Estate Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

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What fixed deposit (FD) tenures does Makarpura Co-op Bank offer?

The Makarpura Industrial Estate Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 29 days” to “3 years and above”.

Does Makarpura Co-op Bank pay more than the Post Office Time Deposit?

The Makarpura Industrial Estate Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Makarpura Co-op Bank's 1-year FD rate rank?

The Makarpura Industrial Estate Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Makarpura Co-op Bank insured?

Deposits with The Makarpura Industrial Estate Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Makarpura Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2025. Rates can change without notice, so verify on the official Makarpura Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Makarpura Industrial Estate Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Makarpura Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Makarpura Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Makarpura Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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