Karur Vysya Bank Fixed Deposit interest rates · November 2026
What will my FD earn at KVB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 30 days 2 slabs at this rate |
4.00% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
31 Days to 45 days |
4.50% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 Days to 90 days |
4.75% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
91 Days to 120 Days |
5.75% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
121 Days to 180 Days |
6.00% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
181 Days to 270 days |
6.25% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
271 Days to 332 days |
6.40% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
333 Days 333-day Special |
7.00% | 7.50% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
334 Days to less than 1 year |
6.40% | – | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1 Year to up to 399 Days |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
400 Days 400-day Special |
7.20% | 7.70% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
401 Days up to 2 Years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 2 years up to 3 years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 3 years up to 5 years |
6.55% | 7.05% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 5 years |
6.25% | 6.75% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Green Deposits (2345 days) 2345-day Special |
6.25% | 6.75% | Below ₹3 crore (retail) | 8 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
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KVB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.55%Before you book
KVB Fixed Deposit: frequently asked questions
What is the highest KVB Fixed Deposit interest rate?
As of 14 Nov 2026, Karur Vysya Bank offers up to 7.20% p.a. on its fixed deposit (FD) (400 Days) for general customers and 7.70% p.a. (400 Days) for senior citizens. Rates below are as published by the bank. Confirm with KVB before investing.
What is the KVB 1-year FD interest rate?
As of 14 Nov 2026, Karur Vysya Bank offers 6.55% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the KVB 2-year FD interest rate?
As of 14 Nov 2026, Karur Vysya Bank offers 6.55% p.a. on a 2-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the KVB 3-year FD interest rate?
As of 14 Nov 2026, Karur Vysya Bank offers 6.55% p.a. on a 3-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 8 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at KVB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karur Vysya Bank, depending on the tenure.
When did KVB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Karur Vysya Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does KVB offer?
Karur Vysya Bank's published fixed deposit (FD) rate table has 14 tenure bands, from “7 Days to 14 days” to “Above 3 years up to 5 years”.
Does KVB have special fixed deposit (FD) schemes?
Karur Vysya Bank's rate table lists these named schemes (3): 333-day Special; 400-day Special; 2345-day Special. Check eligibility and end dates with the bank.
Does KVB pay more than the Post Office Time Deposit?
Karur Vysya Bank pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.55% (PO 6.90%), 2y 6.55% (PO 7.00%), 3y 6.55% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does KVB's 1-year FD rate rank?
Karur Vysya Bank's 1-year general FD rate of 6.55% ranks #583 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with KVB insured?
Deposits with Karur Vysya Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KVB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 8 Jun 2026. Rates can change without notice, so verify on the official KVB website before investing.
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Good to know
- Deposits with Karur Vysya Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KVB is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KVB, depending on the tenure.
- KVB's FD table includes 3 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official KVB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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