Jharkhand State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at JSCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 30 days 3 slabs at this rate |
3.25% | 3.75% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
31 to 45 days |
3.50% | 4.00% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
46 to 60 days |
4.25% | 4.75% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
61 to 179 days 2 slabs at this rate |
4.75% | 5.25% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
180 days |
5.25% | 5.75% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
181 to 270 days 2 slabs at this rate |
5.50% | 6.00% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
271 days to less than 1 year |
6.15% | 6.65% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
1 year to less than 13 months |
7.00% | 7.50% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
13 months to less than 2 years |
6.75% | 7.25% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
2 years to 3 years |
7.00% | 7.50% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
3 years 1 day to 5 years 2 slabs at this rate |
6.75% | 7.25% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
5 years 1 day to less than 8 years |
6.50% | 7.00% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
8 years to 10 years |
6.25% | 6.75% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
Above 10 years |
6.00% | 6.50% | Below ₹1 crore | 23 Mar 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
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JSCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
JSCB Fixed Deposit: frequently asked questions
What is the highest JSCB Fixed Deposit interest rate?
As of 14 Nov 2026, Jharkhand State Co-operative Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to less than 13 months) for general customers and 7.50% p.a. (1 year to less than 13 months) for senior citizens. Rates below are as published by the bank. Confirm with JSCB before investing.
What is the JSCB 1-year FD interest rate?
As of 14 Nov 2026, Jharkhand State Co-operative Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Mar 2023. Source: the bank's official rate page.
What is the JSCB 2-year FD interest rate?
As of 14 Nov 2026, Jharkhand State Co-operative Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Mar 2023. Source: the bank's official rate page.
What is the JSCB 3-year FD interest rate?
As of 14 Nov 2026, Jharkhand State Co-operative Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Mar 2023. Source: the bank's official rate page.
What is the JSCB 5-year FD interest rate?
As of 14 Nov 2026, Jharkhand State Co-operative Bank offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Mar 2023. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at JSCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jharkhand State Co-operative Bank, depending on the tenure.
When did JSCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Jharkhand State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does JSCB offer?
Jharkhand State Co-operative Bank's published fixed deposit (FD) rate table has 19 tenure bands, from “7 to 14 days” to “Above 10 years”.
Does JSCB pay more than the Post Office Time Deposit?
Jharkhand State Co-operative Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does JSCB's 1-year FD rate rank?
Jharkhand State Co-operative Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with JSCB insured?
Deposits with Jharkhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these JSCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Mar 2023. Rates can change without notice, so verify on the official JSCB website before investing.
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Good to know
- Deposits with Jharkhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- JSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at JSCB, depending on the tenure.
Informational only. Always confirm the current rate on the official JSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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