Jammu & Kashmir Bank Fixed Deposit interest rates · November 2026

As of 14 Nov 2026, Jammu & Kashmir Bank offers up to 6.75% p.a. on its fixed deposit (FD) (888 days) for general customers and 7.25% p.a. (888 days) for senior citizens. Rates below are as published by the bank. Confirm with J&K Bank before investing.

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As of 14 Nov 2026, Jammu & Kashmir Bank offers 6.55% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Jammu & Kashmir Bank offers 6.70% p.a. on a 2-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Jammu & Kashmir Bank offers 6.70% p.a. on a 3-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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As of 14 Nov 2026, Jammu & Kashmir Bank offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jammu & Kashmir Bank, depending on the tenure.

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Jammu & Kashmir Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 11 Nov 2026: the general rate for 91 days to 180 days · Below ₹3 crore (retail) went from 5.50% to 5.75%. RateScan.in has tracked J&K Bank's rates since 9 Nov 2026.

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Jammu & Kashmir Bank's published fixed deposit (FD) rate table has 14 tenure bands, from “7 days to 30 days” to “5 years to 10 years”.

Yes. Jammu & Kashmir Bank's table lists separate bands: Below ₹3 crore (retail); ₹3 crore to below ₹5 crore; Above ₹1 crore to below ₹3 crore. Each row shows the band it applies to.

Jammu & Kashmir Bank's rate table lists these named schemes (3): Non-Callable; 888-day Special; 888-day Special (Non-Callable). Check eligibility and end dates with the bank.

Jammu & Kashmir Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.55% (PO 6.90%), 2y 6.70% (PO 7.00%), 3y 6.70% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

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Jammu & Kashmir Bank's 1-year general FD rate of 6.55% ranks #583 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Deposits with Jammu & Kashmir Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Nov 2026. Rates can change without notice, so verify on the official J&K Bank website before investing.

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