Jharkhand Rajya Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at JRGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.00% | 3.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
46 days to 179 days |
4.50% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
180 days to 210 days |
5.25% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
211 days to less than 1 year |
5.75% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
1 year to less than 2 years |
6.80% | 7.05% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
2 years to less than 3 years |
7.00% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
3 years to 10 years 2 slabs at this rate |
6.50% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
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Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.80%Before you book
JRGB Fixed Deposit: frequently asked questions
What is the highest JRGB Fixed Deposit interest rate?
As of 14 Nov 2026, Jharkhand Rajya Gramin Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.25% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with JRGB before investing.
What is the JRGB 1-year FD interest rate?
As of 14 Nov 2026, Jharkhand Rajya Gramin Bank offers 6.80% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JRGB 2-year FD interest rate?
As of 14 Nov 2026, Jharkhand Rajya Gramin Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JRGB 3-year FD interest rate?
As of 14 Nov 2026, Jharkhand Rajya Gramin Bank offers 6.50% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JRGB 5-year FD interest rate?
As of 14 Nov 2026, Jharkhand Rajya Gramin Bank offers 6.50% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at JRGB?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Jharkhand Rajya Gramin Bank, depending on the tenure.
When did JRGB last change its Fixed Deposit rates?
Jharkhand Rajya Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the senior citizen rate for 1095–1824 days went from 7.25% to 6.75%. RateScan.in has tracked JRGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does JRGB offer?
Jharkhand Rajya Gramin Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “5 years to up to 10 years”.
Does JRGB pay more than the Post Office Time Deposit?
Jharkhand Rajya Gramin Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does JRGB's 1-year FD rate rank?
Jharkhand Rajya Gramin Bank's 1-year general FD rate of 6.80% ranks #458 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with JRGB insured?
Deposits with Jharkhand Rajya Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these JRGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official JRGB website before investing.
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Good to know
- Deposits with Jharkhand Rajya Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- JRGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at JRGB, depending on the tenure.
Informational only. Always confirm the current rate on the official JRGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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