Rates verified from official source

The Jalandhar Central Cooperative Bank Ltd. Fixed Deposit interest rates · November 2026

Jalandhar CCB's best Fixed Deposit rate is 6.75% (2 years and above), 2.75 points below the best on the market (9.50%).

  • Seniors: up to 7.25% (2 years and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Jalandhar CCB?

Estimated value after 1 year · before tax ₹5,33,826 6.60% p.a. · ₹33,826 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
3.00% 3.50% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
15 days
to 45 days
3.50% 4.00% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
4.00% 4.50% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
4.50% 5.00% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days to
less than 1 year
6.25% 6.75% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
1 year to less
than 2 years
6.60% 7.10% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
2 years and above
6.75% 7.25% Any amount
23 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Jalandhar CCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.60%
Before you book

Jalandhar CCB Fixed Deposit: frequently asked questions

What is the highest Jalandhar CCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Jalandhar Central Cooperative Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (2 years and above) for general customers and 7.25% p.a. (2 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Jalandhar CCB before investing.

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What is the Jalandhar CCB 1-year FD interest rate?

As of 14 Nov 2026, The Jalandhar Central Cooperative Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Jalandhar CCB 2-year FD interest rate?

As of 14 Nov 2026, The Jalandhar Central Cooperative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Jalandhar CCB 3-year FD interest rate?

As of 14 Nov 2026, The Jalandhar Central Cooperative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Jalandhar CCB 5-year FD interest rate?

As of 14 Nov 2026, The Jalandhar Central Cooperative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Jalandhar CCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Jalandhar Central Cooperative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Jalandhar CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Jalandhar Central Cooperative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Jalandhar CCB offer?

The Jalandhar Central Cooperative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 14 days” to “2 years and above”.

Does Jalandhar CCB pay more than the Post Office Time Deposit?

The Jalandhar Central Cooperative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Jalandhar CCB's 1-year FD rate rank?

The Jalandhar Central Cooperative Bank Ltd.'s 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Jalandhar CCB insured?

Deposits with The Jalandhar Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Jalandhar CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Oct 2025. Rates can change without notice, so verify on the official Jalandhar CCB website before investing.

Rate movements →

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Good to know

  • Deposits with The Jalandhar Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Jalandhar CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jalandhar CCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Jalandhar CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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