Rates verified from official source

Indore Paraspar Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Indore Paraspar Sahakari Bank's best Fixed Deposit rate is 6.70% (365 days to less than 2 years), 2.80 points below the best on the market (9.50%).

  • Seniors: up to 7.20% (365 days to less than 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Indore Paraspar Sahakari Bank?

Estimated value after 1 year · before tax ₹5,34,351 6.70% p.a. · ₹34,351 interest · quarterly compounding
Deposit amount

Showing 9 of 18 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Below ₹15 lakh
2.90% 2.90% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
15 days
to 45 days
Below ₹15 lakh
3.20% 3.20% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
46 days to
179 days
Below ₹15 lakh
4.00% 4.00% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
180 days
to 364 days
Below ₹15 lakh
5.50% 5.50% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
365 days to
less than 2 years
Below ₹15 lakh
6.70% 7.20% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
2 years to less
than 42 months
Below ₹15 lakh
6.40% 6.90% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
42 months to
less than 5 years
Below ₹15 lakh
6.30% 6.80% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
5 years to
less than 7 years
Below ₹15 lakh
6.20% 6.70% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
7 years to
10 years
Below ₹15 lakh
6.00% 6.50% Below ₹15 lakh
15 Jan 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Indore Paraspar Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.70%
Before you book

Indore Paraspar Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Indore Paraspar Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Indore Paraspar Sahakari Bank Ltd. offers up to 6.70% p.a. on its fixed deposit (FD) (365 days to less than 2 years) for general customers and 7.20% p.a. (365 days to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Indore Paraspar Sahakari Bank before investing.

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What is the Indore Paraspar Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Indore Paraspar Sahakari Bank Ltd. offers 6.70% p.a. on a 1-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Indore Paraspar Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Indore Paraspar Sahakari Bank Ltd. offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Indore Paraspar Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Indore Paraspar Sahakari Bank Ltd. offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Indore Paraspar Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Indore Paraspar Sahakari Bank Ltd. offers 6.20% p.a. on a 5-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Indore Paraspar Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Indore Paraspar Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Indore Paraspar Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Indore Paraspar Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

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What fixed deposit (FD) tenures does Indore Paraspar Sahakari Bank offer?

Indore Paraspar Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 14 days” to “7 years to 10 years”.

Does Indore Paraspar Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Indore Paraspar Sahakari Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.

Does Indore Paraspar Sahakari Bank pay more than the Post Office Time Deposit?

Indore Paraspar Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.70% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.20% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Indore Paraspar Sahakari Bank's 1-year FD rate rank?

Indore Paraspar Sahakari Bank Ltd.'s 1-year general FD rate of 6.70% ranks #551 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Indore Paraspar Sahakari Bank insured?

Deposits with Indore Paraspar Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Indore Paraspar Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jan 2026. Rates can change without notice, so verify on the official Indore Paraspar Sahakari Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Indore Paraspar Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Indore Paraspar Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Indore Paraspar Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Indore Paraspar Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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