Goa State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at GSCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 45 days |
3.50% | 3.50% | Any amount | 27 Oct 2022 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 90 days |
4.75% | 4.75% | Any amount | 27 Oct 2022 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
91 to 179 days |
5.00% | 5.00% | Any amount | 27 Oct 2022 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
180 days to less than 1 year |
6.25% | 6.25% | Any amount | 27 Oct 2022 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 year and above |
7.00% | 7.50% | Any amount | 27 Oct 2022 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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GSCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
GSCB Fixed Deposit: frequently asked questions
What is the highest GSCB Fixed Deposit interest rate?
As of 14 Nov 2026, Goa State Co-operative Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year and above) for general customers and 7.50% p.a. (1 year and above) for senior citizens. Rates below are as published by the bank. Confirm with GSCB before investing.
What is the GSCB 1-year FD interest rate?
As of 14 Nov 2026, Goa State Co-operative Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2022 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the GSCB 2-year FD interest rate?
As of 14 Nov 2026, Goa State Co-operative Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2022 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the GSCB 3-year FD interest rate?
As of 14 Nov 2026, Goa State Co-operative Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2022 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the GSCB 5-year FD interest rate?
As of 14 Nov 2026, Goa State Co-operative Bank offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2022 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at GSCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Goa State Co-operative Bank, depending on the tenure.
When did GSCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Goa State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does GSCB offer?
Goa State Co-operative Bank's published fixed deposit (FD) rate table has 5 tenure bands, from “15 to 45 days” to “1 year and above”.
Does GSCB pay more than the Post Office Time Deposit?
Goa State Co-operative Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does GSCB's 1-year FD rate rank?
Goa State Co-operative Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with GSCB insured?
Deposits with Goa State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these GSCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 27 Oct 2022. Rates can change without notice, so verify on the official GSCB website before investing.
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Good to know
- Deposits with Goa State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- GSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GSCB, depending on the tenure.
Informational only. Always confirm the current rate on the official GSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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