Gauhati Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Gauhati Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
181 DAYS TO 1 YEAR |
7.00% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
ABOVE 1 YEAR TO 3 YEARS |
7.50% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
ABOVE 3 YEARS |
6.50% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Gauhati Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Gauhati Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Gauhati Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Gauhati Co-operative Urban Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (ABOVE 1 YEAR TO 3 YEARS) for general customers and 7.75% p.a. (ABOVE 1 YEAR TO 3 YEARS) for senior citizens. Rates below are as published by the bank. Confirm with Gauhati Co-op Urban Bank before investing.
What is the Gauhati Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Gauhati Co-operative Urban Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gauhati Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Gauhati Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gauhati Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Gauhati Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Gauhati Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Gauhati Co-operative Urban Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Gauhati Co-op Urban Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Gauhati Co-operative Urban Bank Ltd., depending on the tenure.
When did Gauhati Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Gauhati Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Gauhati Co-op Urban Bank offer?
Gauhati Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 3 tenure bands, from “181 DAYS TO 1 YEAR” to “ABOVE 3 YEARS”.
Does Gauhati Co-op Urban Bank pay more than the Post Office Time Deposit?
Gauhati Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Gauhati Co-op Urban Bank insured?
Deposits with Gauhati Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Gauhati Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Gauhati Co-op Urban Bank website before investing.
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Good to know
- Deposits with Gauhati Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gauhati Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Gauhati Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Gauhati Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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