Gauhati Co-operative Urban Bank Ltd. interest rates · November 2026
Gauhati Co-op Urban Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Gauhati Co-op Urban Bank?
Overview
Gauhati Co-operative Urban Bank Ltd. (Gauhati Co-op Urban Bank) is an urban co-operative bank (UCB), headquartered in Guwahati.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names Gauhati Co-operative Urban Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI extended its directions on the bank to 17 Dec 2026
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RBI extended its directions on the bank to 17 Sept 2026
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RBI placed Gauhati Co-operative Urban Bank Ltd. under directions (Section 35A of the Banking Regulation Act)
Under the directions it may not accept fresh deposits without RBI's written approval.
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RBI fined the bank ₹80,000
RBI's reason: “for non-compliance with the certain directions issued by RBI on ‘Know Your Customer (KYC)’ and ‘Membership of Credit Information Companies (CICs) by Co-operative Banks’”
What RBI found
“The bank had failed to: carry out periodic review of risk categorisation of accounts at least once in six months; upload customer’s KYC records onto CKYCR within 10 days of commencement of an account-based relationship with its customers; carry out risk-based updation of KYC of its customers; and submit credit information of its borrowers to CICs.”
RBI says: “This action is based on deficiency in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Kamrup
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Gauhati Co-op Urban Bank rates
Every rate, tenure by tenure, and what your money grows to.
Gauhati Co-op Urban Bank Fixed Deposit rate changes
Changes to Gauhati Co-op Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Gauhati Co-op Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.
Good to know
- Deposits with Gauhati Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gauhati Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Gauhati Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Gauhati Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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