Daman & Diu State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at DDSCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
3.50% | 4.00% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 179 days |
4.50% | 5.00% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
180 days to under 1 year |
5.75% | 6.25% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 to 2 years |
6.50% | 7.00% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
444 days 444 Days |
6.55% | 7.05% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
2 to 5 years 2 slabs at this rate |
6.45% | 6.95% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
5 to 10 years |
6.25% | 6.75% | Any amount | 1 Apr 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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DDSCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
DDSCB Fixed Deposit: frequently asked questions
What is the highest DDSCB Fixed Deposit interest rate?
As of 14 Nov 2026, Daman & Diu State Co-operative Bank offers up to 6.55% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.05% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with DDSCB before investing.
What is the DDSCB 1-year FD interest rate?
As of 14 Nov 2026, Daman & Diu State Co-operative Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the DDSCB 2-year FD interest rate?
As of 14 Nov 2026, Daman & Diu State Co-operative Bank offers 6.45% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the DDSCB 3-year FD interest rate?
As of 14 Nov 2026, Daman & Diu State Co-operative Bank offers 6.45% p.a. on a 3-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the DDSCB 5-year FD interest rate?
As of 14 Nov 2026, Daman & Diu State Co-operative Bank offers 6.45% p.a. on a 5-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at DDSCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Daman & Diu State Co-operative Bank, depending on the tenure.
When did DDSCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Daman & Diu State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does DDSCB offer?
Daman & Diu State Co-operative Bank's published fixed deposit (FD) rate table has 7 tenure bands, from “7 to 45 days” to “5 to 10 years”.
Does DDSCB have special fixed deposit (FD) schemes?
Daman & Diu State Co-operative Bank's rate table lists these named schemes (1): 444 Days. Check eligibility and end dates with the bank.
Does DDSCB pay more than the Post Office Time Deposit?
Daman & Diu State Co-operative Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.45% (PO 7.00%), 3y 6.45% (PO 7.10%), 5y 6.45% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does DDSCB's 1-year FD rate rank?
Daman & Diu State Co-operative Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with DDSCB insured?
Deposits with Daman & Diu State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DDSCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official DDSCB website before investing.
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Best FD rates among state co-operative banks → Best FD rates in Dadra and Nagar Haveli and Daman and Diu →
Good to know
- Deposits with Daman & Diu State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DDSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DDSCB, depending on the tenure.
- DDSCB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official DDSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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