Daman & Diu State Co-operative Bank (DDSCB) is a state co-operative apex bank, headquartered in Daman. Its headline 1-year FD rate of 6.50% is −0.23% below the state co-operative bank average of 6.73%, ranking #19 of 27 state co-operative banks.
Rates as of 1 Apr 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at DDSCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 45 days |
3.50% | 4.00% | — | Any amount |
46 to 179 days |
4.50% | 5.00% | — | Any amount |
180 days to under 1 year |
5.75% | 6.25% | — | Any amount |
1 to 2 years |
6.50% | 7.00% | — | Any amount |
444 days 444 Days |
6.55% | 7.05% | — | Any amount |
2 to 3 years |
6.45% | 6.95% | — | Any amount |
3 to 5 years |
6.45% | 6.95% | — | Any amount |
5 to 10 years |
6.25% | 6.75% | — | Any amount |
Deposits with Daman & Diu State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official DDSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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