The Central Co-operative Bank Ltd., Bikaner interest rates · November 2026
Bikaner Central Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Bikaner Central Co-op Bank?
Overview
The Central Co-operative Bank Ltd., Bikaner (Bikaner Central Co-op Bank) is a district central co-operative bank (DCCB), headquartered in Bikaner. Its headline 1-year FD rate of 7.00% is 0.11% above the district co-operative bank average of 6.89%, ranking #295 of 1033 banks on RateScan.in.
Rates verified from official source. District central co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Central Co-operative Bank Ltd., Bikaner, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹2.00 lakh
RBI's reason: “for non-compliance with directions issued by the National Bank for Agriculture and Rural Development (NABARD) on ‘Frauds - Guidelines for Classification, Reporting and Monitoring’”
What RBI found
“The charge of delay in reporting of frauds was sustained.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Bikaner
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Bikaner Central Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Bikaner Central Co-op Bank Fixed Deposit rate changes
Changes to Bikaner Central Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 9 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Bikaner Central Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 9 Nov 2026.
Good to know
- Deposits with The Central Co-operative Bank Ltd., Bikaner are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bikaner Central Co-op Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bikaner Central Co-op Bank, depending on the tenure.
- Bikaner Central Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Bikaner Central Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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