Chhapi Nagrik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Chhapi Nagrik Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 Day To 90 Day |
4.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 Day To 180 Day |
5.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Day To 365 Day |
6.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 months to 37 months |
7.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 months Dhan Varsha |
8.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
120 months Cash Certificate (doubles in 120 months) |
7.10% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Chhapi Nagrik Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Chhapi Nagrik Bank Fixed Deposit: frequently asked questions
What is the highest Chhapi Nagrik Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Chhapi Nagrik Sahakari Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (13 months) for general customers. Rates below are as published by the bank. Confirm with Chhapi Nagrik Bank before investing.
What is the Chhapi Nagrik Bank 1-year FD interest rate?
As of 14 Nov 2026, Chhapi Nagrik Sahakari Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chhapi Nagrik Bank 2-year FD interest rate?
As of 14 Nov 2026, Chhapi Nagrik Sahakari Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chhapi Nagrik Bank 3-year FD interest rate?
As of 14 Nov 2026, Chhapi Nagrik Sahakari Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Chhapi Nagrik Bank?
Chhapi Nagrik Sahakari Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Chhapi Nagrik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Chhapi Nagrik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Chhapi Nagrik Bank offer?
Chhapi Nagrik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “46 Day To 90 Day” to “13 months to 37 months”.
Does Chhapi Nagrik Bank have special fixed deposit (FD) schemes?
Chhapi Nagrik Sahakari Bank Ltd.'s rate table lists these named schemes (2): Dhan Varsha; Cash Certificate (doubles in 120 months). Check eligibility and end dates with the bank.
Does Chhapi Nagrik Bank pay more than the Post Office Time Deposit?
Chhapi Nagrik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Chhapi Nagrik Bank's 1-year FD rate rank?
Chhapi Nagrik Sahakari Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Chhapi Nagrik Bank insured?
Deposits with Chhapi Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Chhapi Nagrik Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Chhapi Nagrik Bank website before investing.
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Good to know
- Deposits with Chhapi Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Chhapi Nagrik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Chhapi Nagrik Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Chhapi Nagrik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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