Rates verified from official source

The Chandwad Merchant's Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Chandwad Merchant's Co-op Bank's best Fixed Deposit rate is 8.00% (37 months to 120 months), 2.00 points below the best on the market (10.00%).

What will my FD earn at Chandwad Merchant's Co-op Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 45 days
3.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
46 days
to 90 days
5.25% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
91 days to
180 days
5.75% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
181 days
to 365 days
6.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
13 months
to 24 months
7.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
25 months
to 36 months
7.75% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
37 months to
120 months
8.00% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026

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Chandwad Merchant's Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Chandwad Merchant's Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Chandwad Merchant's Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Chandwad Merchant's Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (37 months to 120 months) for general customers. Rates below are as published by the bank. Confirm with Chandwad Merchant's Co-op Bank before investing.

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What is the Chandwad Merchant's Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Chandwad Merchant's Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Chandwad Merchant's Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Chandwad Merchant's Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Chandwad Merchant's Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Chandwad Merchant's Co-operative Bank Ltd. offers 7.75% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Chandwad Merchant's Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Chandwad Merchant's Co-operative Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Chandwad Merchant's Co-op Bank?

The Chandwad Merchant's Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

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When did Chandwad Merchant's Co-op Bank last change its Fixed Deposit rates?

The Chandwad Merchant's Co-operative Bank Ltd. last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 1 Nov 2026: the general rate for 46 days to 90 days went from 4.50% to 5.25%. RateScan.in has tracked Chandwad Merchant's Co-op Bank's rates since 25 Oct 2026.

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What fixed deposit (FD) tenures does Chandwad Merchant's Co-op Bank offer?

The Chandwad Merchant's Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 45 days” to “37 months to 120 months”.

Does Chandwad Merchant's Co-op Bank pay more than the Post Office Time Deposit?

The Chandwad Merchant's Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Chandwad Merchant's Co-op Bank's 1-year FD rate rank?

The Chandwad Merchant's Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Chandwad Merchant's Co-op Bank insured?

Deposits with The Chandwad Merchant's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Chandwad Merchant's Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Chandwad Merchant's Co-op Bank website before investing.

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Good to know

  • Deposits with The Chandwad Merchant's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Chandwad Merchant's Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.

Informational only. Always confirm the current rate on the official Chandwad Merchant's Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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