As of 5 Oct 2026, Bank of Baroda offers up to 6.30% p.a. on its recurring deposit (RD) (Above 3 Years and upto 5 Years) for general customers and 7.00% p.a. (Above 5 Years and upto 10 Years) for senior citizens. Rates below are as published by the bank — confirm with BoB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year |
6.25% | 6.75% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 400 days |
6.25% | 6.75% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 400 days and upto 2 Years (except 444 and 555 Days) |
6.25% | 6.75% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 Years and upto 3 Years |
6.25% | 6.75% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 Years and upto 5 Years |
6.30% | 6.90% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 Years and upto 10 Years |
6.00% | 7.00% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 10 years (MACAD only) |
5.50% | 6.00% | Any amount | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Bank of Baroda offers up to 6.30% p.a. on its recurring deposit (RD) (Above 3 Years and upto 5 Years) for general customers and 7.00% p.a. (Above 5 Years and upto 10 Years) for senior citizens. Rates below are as published by the bank — confirm with BoB before investing.
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Bank of Baroda, depending on the tenure.
Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 12 Jun 2026. Rates can change without notice, so verify on the official BoB website before investing.
Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official BoB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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