Bhilwara Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Bhilwara Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days |
4.25% | 4.25% | Any amount | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to less than 1 year |
5.25% | 5.25% | Any amount | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 year to 3 years |
6.50% | 7.00% | Any amount | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 3 years to 5 years Any amount |
7.00% | 7.50% | Any amount | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 3 years to 5 years ₹50 lakh and above |
7.25% | 7.50% | ₹50 lakh and above | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 5 years |
6.50% | 7.00% | Any amount | 20 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Bhilwara Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%- single deposit of ₹50 lakh or more (the bank prints no senior rate for it)
Before you book
Bhilwara Urban Bank Fixed Deposit: frequently asked questions
What is the highest Bhilwara Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Bhilwara Urban Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (above 3 years to 5 years) for general customers and 7.50% p.a. (above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Bhilwara Urban Bank before investing.
What is the Bhilwara Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Bhilwara Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhilwara Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Bhilwara Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhilwara Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Bhilwara Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhilwara Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Bhilwara Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bhilwara Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bhilwara Urban Co-operative Bank Ltd., depending on the tenure.
When did Bhilwara Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bhilwara Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Bhilwara Urban Bank offer?
Bhilwara Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 90 days” to “above 5 years”.
Does Bhilwara Urban Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Bhilwara Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; ₹50 lakh and above. Each row shows the band it applies to.
Does Bhilwara Urban Bank pay more than the Post Office Time Deposit?
Bhilwara Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bhilwara Urban Bank's 1-year FD rate rank?
Bhilwara Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bhilwara Urban Bank insured?
Deposits with Bhilwara Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bhilwara Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Aug 2026. Rates can change without notice, so verify on the official Bhilwara Urban Bank website before investing.
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Good to know
- Deposits with Bhilwara Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bhilwara Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bhilwara Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Bhilwara Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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