The Baghat Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Baghat Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.05% | 3.55% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 days to 179 days |
4.90% | 5.40% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
180 days to 210 days |
5.65% | 6.15% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
211 days to less than 365 days |
5.90% | 6.40% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
12 months to less than 24 months |
6.25% | 6.75% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
24 months to less than 36 months |
6.45% | 6.95% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
36 months to less than 60 months |
6.30% | 6.80% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
60 months and above |
6.05% | 7.05% | Any amount | 20 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Baghat Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Baghat Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Baghat Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Baghat Urban Co-operative Bank Ltd. offers up to 6.45% p.a. on its fixed deposit (FD) (24 months to less than 36 months) for general customers and 7.05% p.a. (60 months and above) for senior citizens. Rates below are as published by the bank. Confirm with Baghat Urban Co-op Bank before investing.
What is the Baghat Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Baghat Urban Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Baghat Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Baghat Urban Co-operative Bank Ltd. offers 6.45% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Baghat Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Baghat Urban Co-operative Bank Ltd. offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Baghat Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Baghat Urban Co-operative Bank Ltd. offers 6.05% p.a. on a 5-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Baghat Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Baghat Urban Co-operative Bank Ltd., depending on the tenure.
When did Baghat Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Baghat Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Baghat Urban Co-op Bank offer?
The Baghat Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “60 months and above”.
Does Baghat Urban Co-op Bank pay more than the Post Office Time Deposit?
The Baghat Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.45% (PO 7.00%), 3y 6.30% (PO 7.10%), 5y 6.05% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Baghat Urban Co-op Bank insured?
Deposits with The Baghat Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Baghat Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Aug 2025. Rates can change without notice, so verify on the official Baghat Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Baghat Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Baghat Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Baghat Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Baghat Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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