The Baghat Urban Co-operative Bank Ltd. interest rates · November 2026
Baghat Urban Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Baghat Urban Co-op Bank?
Overview
The Baghat Urban Co-operative Bank Ltd. (Baghat Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Solan.
Rates as of 20 Aug 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Baghat Urban Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
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RBI extended its directions on the bank to 8 Jan 2027
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RBI extended its directions on the bank to 8 Oct 2026
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RBI extended its directions on the bank to 8 Jul 2026
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RBI placed The Baghat Urban Co-operative Bank Ltd. under directions (Section 35A of the Banking Regulation Act)
Under the directions it may not accept fresh deposits without RBI's written approval.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
12 branches in 5 districts
Most branches: Solan 8, Kangra 1, Shimla 1
From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: baghat.bank.in
Baghat Urban Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Baghat Urban Co-op Bank Fixed Deposit rate changes
Changes to Baghat Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Baghat Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.
Good to know
- Deposits with The Baghat Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Baghat Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Baghat Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Baghat Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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