AU Small Finance Bank Fixed Deposit interest rates · November 2026
What will my FD earn at AU?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 1 Month 15 Days |
3.50% | 4.00% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
1 Month 16 Days to 3 Months |
4.75% | 5.25% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
3 Month 1 Day to 6 Months |
5.25% | 5.75% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
6 Months 1 Day to 12 Months |
6.35% | 6.85% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
12 Months 1 Day to 15 Months |
7.10% | 7.60% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
15 Months 1 Day to 24 months 2 slabs at this rate |
7.00% | 7.50% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
24 Months 1 Day to 30 Months |
7.10% | 7.60% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
30 Months 1 Day to 36 Months |
7.40% | 7.90% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
36 Months 1 Day to 45 Months |
7.00% | 7.50% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
45 Months 1 Day to 120 Months 2 slabs at this rate |
6.75% | 7.25% | Below ₹3 crore | 1 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 21 Sept 2026 |
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AU FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.10%Before you book
AU Fixed Deposit: frequently asked questions
What is the highest AU Fixed Deposit interest rate?
As of 14 Nov 2026, AU Small Finance Bank offers up to 7.40% p.a. on its fixed deposit (FD) (30 Months 1 Day to 36 Months) for general customers and 7.90% p.a. (30 Months 1 Day to 36 Months) for senior citizens. Rates below are as published by the bank. Confirm with AU before investing.
What is the AU 1-year FD interest rate?
As of 14 Nov 2026, AU Small Finance Bank offers 7.10% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the AU 2-year FD interest rate?
As of 14 Nov 2026, AU Small Finance Bank offers 7.10% p.a. on a 2-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the AU 3-year FD interest rate?
As of 14 Nov 2026, AU Small Finance Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the AU 5-year FD interest rate?
As of 14 Nov 2026, AU Small Finance Bank offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at AU?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AU Small Finance Bank, depending on the tenure.
When did AU last change its Fixed Deposit rates?
RateScan.in has recorded no change to AU Small Finance Bank's fixed deposit (FD) rates since it started tracking them on 21 Sept 2026.
What fixed deposit (FD) tenures does AU offer?
AU Small Finance Bank's published fixed deposit (FD) rate table has 12 tenure bands, from “7 Days to 1 Month 15 Days” to “60 Months to 120 Months”.
Does AU pay more than the Post Office Time Deposit?
AU Small Finance Bank pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.10% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does AU's 1-year FD rate rank?
AU Small Finance Bank's 1-year general FD rate of 7.10% ranks #276 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with AU insured?
Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these AU rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official AU website before investing.
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Good to know
- Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- AU is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AU, depending on the tenure.
Informational only. Always confirm the current rate on the official AU website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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