Rates verified from official source

AU Small Finance Bank Recurring Deposit interest rates · October 2026

As of 5 Oct 2026, AU Small Finance Bank offers up to 7.40% p.a. on its recurring deposit (RD) (30 Months 1 Day to 36 Months) for general customers and 7.90% p.a. (30 Months 1 Day to 36 Months) for senior citizens. Rates below are as published by the bank — confirm with AU before investing.

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
15 Months 1 Day to 18 Months
7.00% 7.50% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
18 months 1 days to 24 months
7.00% 7.50% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
24 Months 1 Day to 30 Months
7.10% 7.60% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
30 Months 1 Day to 36 Months
7.40% 7.90% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
36 Months 1 Day to 45 Months
7.00% 7.50% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
45 Months 1 Day to less than 60 Months
6.75% 7.25% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
60 Months to 120 Months
6.75% 7.25% Any amount
5 Oct 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
Source ↗

AU Recurring Deposit: frequently asked questions

What is the highest AU Recurring Deposit interest rate?

As of 5 Oct 2026, AU Small Finance Bank offers up to 7.40% p.a. on its recurring deposit (RD) (30 Months 1 Day to 36 Months) for general customers and 7.90% p.a. (30 Months 1 Day to 36 Months) for senior citizens. Rates below are as published by the bank — confirm with AU before investing.

Do senior citizens get higher Recurring Deposit rates at AU?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AU Small Finance Bank, depending on the tenure.

Is my recurring deposit (RD) with AU insured?

Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these AU rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official AU website before investing.

Good to know

Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official AU website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.