Alleppey Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Alleppey Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 days |
5.00% | 5.50% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 90 days |
5.50% | 6.00% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 179 days |
6.00% | 6.50% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
180 days to 364 days |
6.50% | 7.00% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year |
7.20% | 7.70% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year FD Special Scheme (1 year) |
7.60% | – | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 1 year upto 3 years |
7.30% | 7.80% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 3 years upto 5 years |
7.40% | 7.90% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 5 years |
7.45% | 7.95% | Any amount | 1 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Alleppey Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.20%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); PDF 'FIXED DEPOSIT W.E.F 01-09-2025'; the sheet does not say whether the senior extra applies to the special scheme, so only its printed general rate is shown
Before you book
Alleppey Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Alleppey Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Alleppey Urban Co-operative Bank Ltd. offers up to 7.60% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.95% p.a. (Above 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Alleppey Urban Co-op Bank before investing.
What is the Alleppey Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Alleppey Urban Co-operative Bank Ltd. offers 7.30% p.a. on a 2-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Alleppey Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Alleppey Urban Co-operative Bank Ltd. offers 7.30% p.a. on a 3-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Alleppey Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Alleppey Urban Co-operative Bank Ltd. offers 7.40% p.a. on a 5-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Alleppey Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Alleppey Urban Co-operative Bank Ltd., depending on the tenure.
When did Alleppey Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Alleppey Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Alleppey Urban Co-op Bank offer?
Alleppey Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “30 days to 45 days” to “Above 5 years”.
Does Alleppey Urban Co-op Bank have special fixed deposit (FD) schemes?
Alleppey Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): FD Special Scheme (1 year). Check eligibility and end dates with the bank.
Does Alleppey Urban Co-op Bank pay more than the Post Office Time Deposit?
Alleppey Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 2y 7.30% (PO 7.00%), 3y 7.30% (PO 7.10%), 5y 7.40% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Alleppey Urban Co-op Bank's 1-year FD rate rank?
Alleppey Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.60% ranks #94 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Alleppey Urban Co-op Bank insured?
Deposits with Alleppey Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Alleppey Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2025. Rates can change without notice, so verify on the official Alleppey Urban Co-op Bank website before investing.
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Good to know
- Deposits with Alleppey Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Alleppey Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Alleppey Urban Co-op Bank, depending on the tenure.
- Alleppey Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Alleppey Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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