Assam Co-operative Apex Bank Fixed Deposit interest rates · November 2026
What will my FD earn at ACAB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 30 days |
3.90% | 3.90% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
31 to 45 days |
3.95% | 3.95% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 60 days |
4.20% | 4.20% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
61 to 90 days |
4.30% | 4.30% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
91 to 180 days |
4.75% | 4.75% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
181 to 269 days |
4.90% | 4.90% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
270 to 364 days |
5.90% | 5.90% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
365 days to less than 455 days |
6.50% | 6.75% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
455 days |
6.75% | 7.10% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
456 days to less than 3 years |
6.20% | 6.45% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 years to less than 5 years |
6.40% | 6.65% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
5 years and above |
6.10% | 6.35% | Any amount | 10 Oct 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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ACAB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
ACAB Fixed Deposit: frequently asked questions
What is the highest ACAB Fixed Deposit interest rate?
As of 14 Nov 2026, Assam Co-operative Apex Bank offers up to 6.75% p.a. on its fixed deposit (FD) (455 days) for general customers and 7.10% p.a. (455 days) for senior citizens. Rates below are as published by the bank. Confirm with ACAB before investing.
What is the ACAB 1-year FD interest rate?
As of 14 Nov 2026, Assam Co-operative Apex Bank offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the ACAB 2-year FD interest rate?
As of 14 Nov 2026, Assam Co-operative Apex Bank offers 6.20% p.a. on a 2-year FD for general customers and 6.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the ACAB 3-year FD interest rate?
As of 14 Nov 2026, Assam Co-operative Apex Bank offers 6.40% p.a. on a 3-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the ACAB 5-year FD interest rate?
As of 14 Nov 2026, Assam Co-operative Apex Bank offers 6.10% p.a. on a 5-year FD for general customers and 6.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ACAB?
Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Assam Co-operative Apex Bank, depending on the tenure.
When did ACAB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Assam Co-operative Apex Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does ACAB offer?
Assam Co-operative Apex Bank's published fixed deposit (FD) rate table has 12 tenure bands, from “15 to 30 days” to “5 years and above”.
Does ACAB pay more than the Post Office Time Deposit?
Assam Co-operative Apex Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.20% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does ACAB's 1-year FD rate rank?
Assam Co-operative Apex Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with ACAB insured?
Deposits with Assam Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ACAB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Oct 2025. Rates can change without notice, so verify on the official ACAB website before investing.
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Good to know
- Deposits with Assam Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ACAB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.35% p.a. more than general customers at ACAB, depending on the tenure.
Informational only. Always confirm the current rate on the official ACAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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