Vishwas Co-operative Bank Ltd., Nashik Fixed Deposit interest rates · November 2026
What will my FD earn at Vishwas Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days 2 slabs at this rate |
3.00% | 3.50% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
31 days to 45 days |
3.50% | 4.00% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 90 days |
4.00% | 4.50% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 180 days |
5.00% | 5.50% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 365 days |
5.50% | 6.00% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
366 days to 18 months |
6.50% | 7.00% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
499 days 499-day special scheme |
7.25% | 7.25% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 18 months |
7.00% | 7.50% | Any amount | 16 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Vishwas Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%Before you book
Vishwas Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Vishwas Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vishwas Co-operative Bank Ltd., Nashik offers up to 7.25% p.a. on its fixed deposit (FD) (499 days) for general customers and 7.50% p.a. (above 18 months) for senior citizens. Rates below are as published by the bank. Confirm with Vishwas Co-op Bank before investing.
What is the Vishwas Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Vishwas Co-operative Bank Ltd., Nashik offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vishwas Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Vishwas Co-operative Bank Ltd., Nashik offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vishwas Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Vishwas Co-operative Bank Ltd., Nashik offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vishwas Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Vishwas Co-operative Bank Ltd., Nashik offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vishwas Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vishwas Co-operative Bank Ltd., Nashik, depending on the tenure.
When did Vishwas Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vishwas Co-operative Bank Ltd., Nashik's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Vishwas Co-op Bank offer?
Vishwas Co-operative Bank Ltd., Nashik's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “above 18 months”.
Does Vishwas Co-op Bank have special fixed deposit (FD) schemes?
Vishwas Co-operative Bank Ltd., Nashik's rate table lists these named schemes (1): 499-day special scheme. Check eligibility and end dates with the bank.
Does Vishwas Co-op Bank pay more than the Post Office Time Deposit?
Vishwas Co-operative Bank Ltd., Nashik pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vishwas Co-op Bank's 1-year FD rate rank?
Vishwas Co-operative Bank Ltd., Nashik's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vishwas Co-op Bank insured?
Deposits with Vishwas Co-operative Bank Ltd., Nashik are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vishwas Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Sept 2026. Rates can change without notice, so verify on the official Vishwas Co-op Bank website before investing.
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Good to know
- Deposits with Vishwas Co-operative Bank Ltd., Nashik are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vishwas Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vishwas Co-op Bank, depending on the tenure.
- Vishwas Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Vishwas Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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