As of 5 Oct 2026, ESAF Small Finance Bank offers up to 8.00% p.a. on its savings account (Above ₹100 crore) for general customers. Rates below are as published by the bank — confirm with ESAF before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
Any tenure |
2.50% | 2.50% | Up to ₹1 lakh | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
3.00% | 2.50% | Above ₹1 lakh to ₹2 lakhs | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
5.00% | 2.50% | Above ₹2 lakh to ₹5 lakhs | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
5.50% | 2.50% | Above ₹5 lakh to ₹15 lakhs | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
6.50% | 2.50% | Above ₹15 lakh to ₹1 crore | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
7.00% | 2.50% | Above ₹1 crore to ₹15 crore | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
7.50% | 2.50% | Above ₹15 crore to ₹100 crore | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Any tenure |
8.00% | 2.50% | Above ₹100 crore | 1 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, ESAF Small Finance Bank offers up to 8.00% p.a. on its savings account (Above ₹100 crore) for general customers. Rates below are as published by the bank — confirm with ESAF before investing.
Deposits with ESAF Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jun 2026. Rates can change without notice, so verify on the official ESAF website before investing.
Deposits with ESAF Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official ESAF website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.