The Uttrakhand Co-operative Bank Ltd., Rishikesh Fixed Deposit interest rates · November 2026
What will my FD earn at Uttrakhand Co-op Bank Rishikesh?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 DAYS TO 45 DAYS |
3.75% | – | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 DAYS TO 90 DAYS |
4.00% | – | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 DAYS TO 180 DAYS |
4.75% | – | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 DAYS TO 270 DAYS |
6.00% | 6.50% | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
271 DAYS TO 15 MONTHS |
7.00% | 7.50% | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 15 MONTHS TO 2 YEARS |
7.25% | 7.75% | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 2 YEARS TO 5 YEARS |
7.50% | 8.00% | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 5 YEARS |
7.25% | 7.75% | Any amount | 1 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Uttrakhand Co-op Bank Rishikesh FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Uttrakhand Co-op Bank Rishikesh Fixed Deposit: frequently asked questions
What is the highest Uttrakhand Co-op Bank Rishikesh Fixed Deposit interest rate?
As of 14 Nov 2026, The Uttrakhand Co-operative Bank Ltd., Rishikesh offers up to 7.50% p.a. on its fixed deposit (FD) (above 2 YEARS TO 5 YEARS) for general customers and 8.00% p.a. (above 2 YEARS TO 5 YEARS) for senior citizens. Rates below are as published by the bank. Confirm with Uttrakhand Co-op Bank Rishikesh before investing.
What is the Uttrakhand Co-op Bank Rishikesh 1-year FD interest rate?
As of 14 Nov 2026, The Uttrakhand Co-operative Bank Ltd., Rishikesh offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Uttrakhand Co-op Bank Rishikesh 2-year FD interest rate?
As of 14 Nov 2026, The Uttrakhand Co-operative Bank Ltd., Rishikesh offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Uttrakhand Co-op Bank Rishikesh 3-year FD interest rate?
As of 14 Nov 2026, The Uttrakhand Co-operative Bank Ltd., Rishikesh offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Uttrakhand Co-op Bank Rishikesh 5-year FD interest rate?
As of 14 Nov 2026, The Uttrakhand Co-operative Bank Ltd., Rishikesh offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Uttrakhand Co-op Bank Rishikesh?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Uttrakhand Co-operative Bank Ltd., Rishikesh, depending on the tenure.
When did Uttrakhand Co-op Bank Rishikesh last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Uttrakhand Co-operative Bank Ltd., Rishikesh's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Uttrakhand Co-op Bank Rishikesh offer?
The Uttrakhand Co-operative Bank Ltd., Rishikesh's published fixed deposit (FD) rate table has 8 tenure bands, from “15 DAYS TO 45 DAYS” to “above 5 YEARS”.
Does Uttrakhand Co-op Bank Rishikesh pay more than the Post Office Time Deposit?
The Uttrakhand Co-operative Bank Ltd., Rishikesh pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Uttrakhand Co-op Bank Rishikesh's 1-year FD rate rank?
The Uttrakhand Co-operative Bank Ltd., Rishikesh's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Uttrakhand Co-op Bank Rishikesh insured?
Deposits with The Uttrakhand Co-operative Bank Ltd., Rishikesh are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Uttrakhand Co-op Bank Rishikesh rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 May 2024. Rates can change without notice, so verify on the official Uttrakhand Co-op Bank Rishikesh website before investing.
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Good to know
- Deposits with The Uttrakhand Co-operative Bank Ltd., Rishikesh are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Uttrakhand Co-op Bank Rishikesh is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Uttrakhand Co-op Bank Rishikesh, depending on the tenure.
Informational only. Always confirm the current rate on the official Uttrakhand Co-op Bank Rishikesh website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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