Tamil Nadu Grama Bank Fixed Deposit interest rates · November 2026
What will my FD earn at TNGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
4.00% | 4.50% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
15 days to 29 days |
4.25% | 4.75% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
30 days to 45 days |
4.50% | 5.00% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
46 days to 90 days |
4.75% | 5.25% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
91 days to 180 days |
5.75% | 6.25% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
181 days to less than 1 year |
6.25% | 6.75% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
1 year to less than 2 years |
6.85% | 7.35% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 22 Sept 2026 |
2 years to less than 3 years |
7.00% | 7.50% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
3 years to 5 years and above 2 slabs at this rate |
6.70% | 7.20% | Any amount | 11 May 2026 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 26 Sept 2026 |
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TNGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.85%Before you book
TNGB Fixed Deposit: frequently asked questions
What is the highest TNGB Fixed Deposit interest rate?
As of 14 Nov 2026, Tamil Nadu Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with TNGB before investing.
What is the TNGB 1-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Grama Bank offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TNGB 2-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Grama Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TNGB 3-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Grama Bank offers 6.70% p.a. on a 3-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TNGB 5-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Grama Bank offers 6.70% p.a. on a 5-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at TNGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Tamil Nadu Grama Bank, depending on the tenure.
When did TNGB last change its Fixed Deposit rates?
Tamil Nadu Grama Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the general rate for 46–90 days went from 5.25% to 4.75%. RateScan.in has tracked TNGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does TNGB offer?
Tamil Nadu Grama Bank's published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “5 years and above”.
Does TNGB pay more than the Post Office Time Deposit?
Tamil Nadu Grama Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.85% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.70% (PO 7.10%), 5y 6.70% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does TNGB's 1-year FD rate rank?
Tamil Nadu Grama Bank's 1-year general FD rate of 6.85% ranks #441 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with TNGB insured?
Deposits with Tamil Nadu Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these TNGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 May 2026. Rates can change without notice, so verify on the official TNGB website before investing.
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Good to know
- Deposits with Tamil Nadu Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- TNGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at TNGB, depending on the tenure.
Informational only. Always confirm the current rate on the official TNGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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