Suryoday Small Finance Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Suryoday?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
4.00% | 4.15% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
15 Days to 45 Days |
4.25% | 4.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 Days to 90 Days |
4.50% | 4.65% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
91 Days to 6 Months |
5.00% | 5.15% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
6 Month 1 Day 1-day Special |
6.50% | 6.65% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 6 Month 1 Day to 9 Months |
5.50% | 5.65% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 9 Months to less than 1 Year |
6.00% | 6.15% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1 Year |
7.25% | 7.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1 Year 1 Day 1-day Special |
7.51% | 7.66% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 16 Oct 2026 |
Above 1 Year 1 Day to Less than 18 Months |
7.25% | 7.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 16 Oct 2026 |
18 Months |
8.01% | 8.16% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 16 Oct 2026 |
Above 18 Months to 2 Years |
7.25% | 7.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 2 Years to 3 Years 2 slabs at this rate |
7.25% | 7.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
30 Months |
8.10% | 8.25% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 3 Years to less than 5 Years |
6.75% | 6.90% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
5 Years |
8.25% | 8.60% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
Above 5 Years to 10 Years |
7.25% | 7.40% | Below ₹3 crore (retail) | 30 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
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Suryoday FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Suryoday Fixed Deposit: frequently asked questions
What is the highest Suryoday Fixed Deposit interest rate?
As of 14 Nov 2026, Suryoday Small Finance Bank offers up to 8.25% p.a. on its fixed deposit (FD) (5 Years) for general customers and 8.60% p.a. (5 Years) for senior citizens. Rates below are as published by the bank. Confirm with Suryoday before investing.
What is the Suryoday 1-year FD interest rate?
As of 14 Nov 2026, Suryoday Small Finance Bank offers 7.25% p.a. on a 1-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Suryoday 2-year FD interest rate?
As of 14 Nov 2026, Suryoday Small Finance Bank offers 7.25% p.a. on a 2-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Suryoday?
Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Suryoday Small Finance Bank, depending on the tenure.
When did Suryoday last change its Fixed Deposit rates?
Suryoday Small Finance Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 30 Oct 2026: the senior citizen rate for 5 Years went from 8.50% to 8.60%. RateScan.in has tracked Suryoday's rates since 20 Sept 2026.
What fixed deposit (FD) tenures does Suryoday offer?
Suryoday Small Finance Bank's published fixed deposit (FD) rate table has 16 tenure bands, from “7 Days to 14 Days” to “Above 5 Years to 10 Years”.
Does Suryoday have special fixed deposit (FD) schemes?
Suryoday Small Finance Bank's rate table lists these named schemes (1): 1-day Special. Check eligibility and end dates with the bank.
Does Suryoday pay more than the Post Office Time Deposit?
Suryoday Small Finance Bank pays more than the Post Office Time Deposit at 2 of 2 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%). PO is the Post Office Time Deposit rate.
How does Suryoday's 1-year FD rate rank?
Suryoday Small Finance Bank's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Suryoday insured?
Deposits with Suryoday Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Suryoday rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 30 Oct 2026. Rates can change without notice, so verify on the official Suryoday website before investing.
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Good to know
- Deposits with Suryoday Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Suryoday is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Suryoday, depending on the tenure.
- Suryoday's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Suryoday website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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