The Shahada People's Co-op. Bank Ltd., Shahada Fixed Deposit interest rates · November 2026
What will my FD earn at Shahada People's Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 30 Days |
3.25% | 3.50% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
31 Days to 60 Days |
4.10% | 4.35% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
61 Days to 90 Days |
5.00% | 5.25% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
91 Days to 180 Days |
5.50% | 5.75% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
181 Days to 365 Days |
6.50% | 6.75% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
13 months to 13 months |
7.25% | 7.50% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
14 Months to 24 Months |
7.15% | 7.40% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
25 Months to 60 Months |
7.35% | 7.60% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
25 months Amrut Prakash Deposit Scheme |
7.50% | 7.75% | ₹1 crore and above | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
61 Months to 120 Months |
7.00% | 7.25% | Any amount | 1 Oct 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
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Shahada People's Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Shahada People's Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Shahada People's Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Shahada People's Co-op. Bank Ltd., Shahada offers up to 7.35% p.a. on its fixed deposit (FD) (25 Months to 60 Months) for general customers and 7.60% p.a. (25 Months to 60 Months) for senior citizens. Rates below are as published by the bank. Confirm with Shahada People's Co-op Bank before investing.
What is the Shahada People's Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Shahada People's Co-op. Bank Ltd., Shahada offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Shahada People's Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Shahada People's Co-op. Bank Ltd., Shahada offers 7.15% p.a. on a 2-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Shahada People's Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Shahada People's Co-op. Bank Ltd., Shahada offers 7.35% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Shahada People's Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Shahada People's Co-op. Bank Ltd., Shahada offers 7.35% p.a. on a 5-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shahada People's Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Shahada People's Co-op. Bank Ltd., Shahada, depending on the tenure.
When did Shahada People's Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Shahada People's Co-op. Bank Ltd., Shahada's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Shahada People's Co-op Bank offer?
The Shahada People's Co-op. Bank Ltd., Shahada's published fixed deposit (FD) rate table has 9 tenure bands, from “7 Days to 30 Days” to “61 Months to 120 Months”.
Does Shahada People's Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Shahada People's Co-op. Bank Ltd., Shahada's table lists separate bands: Any amount; ₹1 crore and above. Each row shows the band it applies to.
Does Shahada People's Co-op Bank have special fixed deposit (FD) schemes?
The Shahada People's Co-op. Bank Ltd., Shahada's rate table lists these named schemes (1): Amrut Prakash Deposit Scheme. Check eligibility and end dates with the bank.
Does Shahada People's Co-op Bank pay more than the Post Office Time Deposit?
The Shahada People's Co-op. Bank Ltd., Shahada pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.15% (PO 7.00%), 3y 7.35% (PO 7.10%), 5y 7.35% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shahada People's Co-op Bank's 1-year FD rate rank?
The Shahada People's Co-op. Bank Ltd., Shahada's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shahada People's Co-op Bank insured?
Deposits with The Shahada People's Co-op. Bank Ltd., Shahada are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shahada People's Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official Shahada People's Co-op Bank website before investing.
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Good to know
- Deposits with The Shahada People's Co-op. Bank Ltd., Shahada are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shahada People's Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shahada People's Co-op Bank, depending on the tenure.
- Shahada People's Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Shahada People's Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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