As of 5 Oct 2026, Standard Chartered India offers up to 6.60% p.a. on its recurring deposit (RD) (1yr - 376days*) for general customers and 7.10% p.a. (1yr - 376days*) for senior citizens. Rates below are as published by the bank — confirm with StanChart before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1yr - 376days* |
6.60% | 7.10% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1yr - 376days* |
4.30% | 7.10% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1yr - 376days |
4.40% | 7.10% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
377 -379 days |
3.75% | 4.25% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
377 -379 days |
3.75% | 4.25% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
380 - 390 days |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
380 - 390 days |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
391 days < 18 Months |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
391 days < 18 Months |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
21M < 2 Yrs |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Yrs < 3 Yrs |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
21M < 2 Yrs |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Yrs < 3 Yrs |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Yrs < 4 Yrs |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Yrs < 4 Yrs |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
4 Yrs < 5Yrs |
6.50% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
4 Yrs < 5Yrs |
4.30% | 7.00% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
5Yrs |
6.25% | 6.75% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
5Yrs |
4.30% | 6.75% | Any amount | 8 Mar 2022 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Standard Chartered India offers up to 6.60% p.a. on its recurring deposit (RD) (1yr - 376days*) for general customers and 7.10% p.a. (1yr - 376days*) for senior citizens. Rates below are as published by the bank — confirm with StanChart before investing.
Yes. Senior citizens (60+) earn up to 2.80% p.a. more than general customers at Standard Chartered India, depending on the tenure.
Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 8 Mar 2022. Rates can change without notice, so verify on the official StanChart website before investing.
Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official StanChart website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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