Standard Chartered India Fixed Deposit interest rates · November 2026
What will my FD earn at StanChart?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7-9 days to 42-44 days 12 slabs at this rate |
2.75% | 2.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
7-9 days |
4.00% | 2.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
10-14 days to 27-29days 6 slabs at this rate |
3.00% | 2.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
30-32 days to 42-44 days 5 slabs at this rate |
3.35% | 2.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
45 -47 days to 57-59 days 5 slabs at this rate |
3.25% | 3.25% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
45 -47 days to 57-59 days 5 slabs at this rate |
3.35% | 3.25% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
60-74 days to 75-85 days 2 slabs at this rate |
3.50% | 3.50% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
60-74 days to 75-85 days 2 slabs at this rate |
3.60% | 3.50% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
86 -104 days to 165-180 days 5 slabs at this rate |
4.75% | 4.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
86 -104 days to 165-180 days 5 slabs at this rate |
4.30% | 4.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
86 -104 days to 165-180 days 5 slabs at this rate |
4.40% | 4.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
181-210 days to 346 days-364 days 5 slabs at this rate |
5.75% | 5.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181-210 days to 346 days-364 days 5 slabs at this rate |
4.30% | 5.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181-210 days to 346 days-364 days 5 slabs at this rate |
4.40% | 5.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1yr - 376days* |
6.60% | 7.10% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1yr - 376days* |
4.30% | 7.10% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1yr - 376days |
4.40% | 7.10% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
377 -379 days |
3.75% | 4.25% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
380 to 391 days < 18 Months 2 slabs at this rate |
6.50% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
380 to 391 days < 18 Months 2 slabs at this rate |
4.30% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
21M < 2 Yrs |
6.50% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
21M < 2 Yrs |
4.30% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
2 Yrs to 4 Yrs < 5Yrs 3 slabs at this rate |
6.50% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
2 Yrs to 4 Yrs < 5Yrs 3 slabs at this rate |
4.30% | 7.00% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
5Yrs |
6.25% | 6.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
5Yrs |
4.30% | 6.75% | Below ₹3 crore (retail) | 8 Mar 2022 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
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StanChart FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.60%Before you book
StanChart Fixed Deposit: frequently asked questions
What is the highest StanChart Fixed Deposit interest rate?
As of 14 Nov 2026, Standard Chartered India offers up to 6.60% p.a. on its fixed deposit (FD) (1yr - 376days*) for general customers and 7.10% p.a. (1yr - 376days*) for senior citizens. Rates below are as published by the bank. Confirm with StanChart before investing.
Do senior citizens get higher Fixed Deposit rates at StanChart?
Yes. Senior citizens (60+) earn up to 2.80% p.a. more than general customers at Standard Chartered India, depending on the tenure.
When did StanChart last change its Fixed Deposit rates?
RateScan.in has recorded no change to Standard Chartered India's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does StanChart offer?
Standard Chartered India's published fixed deposit (FD) rate table has 38 tenure bands, from “7-9 days” to “5Yrs”.
How does StanChart's 1-year FD rate rank?
Standard Chartered India's 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with StanChart insured?
Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these StanChart rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 8 Mar 2022. Rates can change without notice, so verify on the official StanChart website before investing.
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Good to know
- Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- StanChart is a foreign bank operating in India, regulated by the RBI.
- Senior citizens (60+) earn up to 2.80% p.a. more than general customers at StanChart, depending on the tenure.
Informational only. Always confirm the current rate on the official StanChart website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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