Ramrajya Sahakari Bank Ltd., Pune Fixed Deposit interest rates · November 2026
What will my FD earn at Ramrajya Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 days to 90 days |
4.00% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
5.50% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to less than 15 months |
5.75% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 months to less than 18 months |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
18 months to less than 24 months |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 months to less than 36 months |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 months to less than 120 months |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Ramrajya Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Marathi picture 'ठेवीवर आकर्षक व्याजदर' (the sheet prints no date); the first rate column is headed general / co-operative societies
Before you book
Ramrajya Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Ramrajya Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Ramrajya Sahakari Bank Ltd., Pune offers up to 7.25% p.a. on its fixed deposit (FD) (15 months to less than 18 months) for general customers and 7.75% p.a. (15 months to less than 18 months) for senior citizens. Rates below are as published by the bank. Confirm with Ramrajya Sahakari Bank before investing.
What is the Ramrajya Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Ramrajya Sahakari Bank Ltd., Pune offers 5.75% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ramrajya Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Ramrajya Sahakari Bank Ltd., Pune offers 5.50% p.a. on a 2-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ramrajya Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Ramrajya Sahakari Bank Ltd., Pune offers 5.00% p.a. on a 3-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ramrajya Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Ramrajya Sahakari Bank Ltd., Pune offers 5.00% p.a. on a 5-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ramrajya Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ramrajya Sahakari Bank Ltd., Pune, depending on the tenure.
When did Ramrajya Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Ramrajya Sahakari Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Ramrajya Sahakari Bank offer?
Ramrajya Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 7 tenure bands, from “31 days to 90 days” to “36 months to less than 120 months”.
Does Ramrajya Sahakari Bank pay more than the Post Office Time Deposit?
Ramrajya Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 5.50% (PO 7.00%), 3y 5.00% (PO 7.10%), 5y 5.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ramrajya Sahakari Bank's 1-year FD rate rank?
Ramrajya Sahakari Bank Ltd., Pune's 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ramrajya Sahakari Bank insured?
Deposits with Ramrajya Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ramrajya Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Ramrajya Sahakari Bank website before investing.
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Good to know
- Deposits with Ramrajya Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ramrajya Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ramrajya Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Ramrajya Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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