Rates verified from official source

The Nutan Nagarik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Nutan Bank's best Fixed Deposit rate is 7.00% (Above 2 Years to 3 Years), 3.00 points below the best on the market (10.00%).

  • Seniors: up to 7.50% (Above 2 Years to 3 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Nutan Bank?

Estimated value after 1 year · before tax ₹5,35,140 6.85% p.a. · ₹35,140 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days to 90 Days
2 slabs at this rate
3.50% – Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
91 Days to
180 Days
4.50% – Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
181 Days
to 363 Days
5.50% – Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
364 Days
6.15% 6.65% Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
1 Year to 2 Years
6.85% 7.35% Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
Above 2 Years
to 3 Years
7.00% 7.50% Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
Above 3 Years
to 5 Years
6.70% 7.20% Any amount
24 Aug 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026

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Nutan Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.85%
  • 364 days is the bank's 'Nutan Samruddhi' auto-renew deposit; the 1-3 year slabs take deposits in whole quarters only
Before you book

Nutan Bank Fixed Deposit: frequently asked questions

What is the highest Nutan Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Nutan Nagarik Sahakari Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 2 Years to 3 Years) for general customers and 7.50% p.a. (Above 2 Years to 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with Nutan Bank before investing.

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What is the Nutan Bank 1-year FD interest rate?

As of 14 Nov 2026, The Nutan Nagarik Sahakari Bank Ltd. offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nutan Bank 2-year FD interest rate?

As of 14 Nov 2026, The Nutan Nagarik Sahakari Bank Ltd. offers 6.85% p.a. on a 2-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nutan Bank 3-year FD interest rate?

As of 14 Nov 2026, The Nutan Nagarik Sahakari Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Nutan Bank 5-year FD interest rate?

As of 14 Nov 2026, The Nutan Nagarik Sahakari Bank Ltd. offers 6.70% p.a. on a 5-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Nutan Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Nutan Nagarik Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Nutan Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Nutan Nagarik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 1 Nov 2026.

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What fixed deposit (FD) tenures does Nutan Bank offer?

The Nutan Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 30 Days” to “Above 3 Years to 5 Years”.

Does Nutan Bank pay more than the Post Office Time Deposit?

The Nutan Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.85% (PO 6.90%), 2y 6.85% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.70% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Nutan Bank's 1-year FD rate rank?

The Nutan Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 6.85% ranks #441 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Nutan Bank insured?

Deposits with The Nutan Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Nutan Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 24 Aug 2026. Rates can change without notice, so verify on the official Nutan Bank website before investing.

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Good to know

  • Deposits with The Nutan Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Nutan Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nutan Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Nutan Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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